Renal function panel at Palisades Medical Center

7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$8.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$197.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.07 with HORIZON vs $184.10 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $8.07 ↓ -7%
WELLCARE MEDICARE ADVANTAGE $8.68 ↑ +0%
WELLCARE MANAGED MEDICAID $8.68 ↑ +0%
VACCN ALL PRODUCTS $8.68 ↑ +0%
AMERIGROUP MANAGED MEDICAID $8.68 ↑ +0%
AMERIGROUP MEDICARE ADVANTAGE $8.68 ↑ +0%
UNITED HEALTHCARE MANAGED MEDICAID $8.68 ↑ +0%
HORIZON MEDICARE ADVANTAGE $8.68 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $8.68 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $8.68 ↑ +0%
CLOVER MEDICARE ADVANTAGE $8.68 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $9.11 ↑ +5%
AETNA MEDICARE ADVANTAGE $9.46 ↑ +9%
KARNA MEDICARE ADVANTAGE $11.54 ↑ +33%
OXFORD ALL PRODUCTS $17.82 ↑ +105%
ACTIVECARE FIRST MCO ALL PRODUCTS $25.36 ↑ +192%
AETNA MANAGED MEDICAID $33.69 ↑ +288%
UNITED HEALTHCARE HMO $36.62 ↑ +322%
CIGNA PPO $39.77 ↑ +358%
CIGNA HMO $39.77 ↑ +358%
AETNA PPO $132.38 ↑ +1425%
AETNA HMO $132.38 ↑ +1425%
HORIZON OMNIA $134.79 ↑ +1453%
HORIZON WORKERS COMP $135.65 ↑ +1463%
BERGEN RISK ALL PRODUCTS $147.75 ↑ +1602%
HORIZON PIP $147.75 ↑ +1602%
BRIGHTON HEALTH PLAN ALL PRODUCTS $157.60 ↑ +1716%
HORIZON SHP $161.72 ↑ +1763%
AMERIHEALTH LOCAL HMO $164.95 ↑ +1800%
HORIZON HMO $166.58 ↑ +1819%
MULTIPLAN - PHCS ALL PRODUCTS $167.45 ↑ +1829%
HORIZON INDEMNITY $167.88 ↑ +1834%
HORIZON PPO $170.80 ↑ +1868%
QUALCARE HMO $182.42 ↑ +2002%
QUALCARE WORKERS COMP $182.42 ↑ +2002%
QUALCARE PPO $182.42 ↑ +2002%
AMERIHEALTH REGIONAL HMO $184.10 ↑ +2021%

Visitor-reported prices

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Renal function panel at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $9.55 $4.08 – $36.52
Cooperman Barnabas Medical Center Livingston $9.55 $4.08 – $36.06
Community Medical Center Toms River $9.55 $4.08 – $36.06
Clara Maass Medical Center Belleville $9.55 $4.08 – $36.06
Childrens Specialized Hospital Mountainside $55.50 $6.94 – $7.15
Newark Beth Israel Medical Center Newark $9.55 $4.08 – $36.06
Jersey City Medical Center Jersey City $9.55 $4.08 – $36.06
Monmouth Medical Center Long Branch $9.55 $4.08 – $36.06

All New-jersey hospitals for this procedure →