Ot training self care/home management direct contact each 15 minutes at Palisades Medical Center

7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$40.79

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$196.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$33.52 with AETNA vs $725.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $33.52 ↓ -18%
SEOUL MEDICAL GROUP ALL PRODUCTS $34.10 ↓ -16%
CLOVER MEDICARE ADVANTAGE $35.28 ↓ -14%
HORIZON MEDICARE ADVANTAGE $40.79 ↑ +0%
AMERIGROUP MANAGED MEDICAID $40.79 ↑ +0%
AMERIGROUP MEDICARE ADVANTAGE $40.79 ↑ +0%
WELLCARE MANAGED MEDICAID $40.79 ↑ +0%
VACCN ALL PRODUCTS $40.79 ↑ +0%
UNITED HEALTHCARE MANAGED MEDICAID $40.79 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $40.79 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $42.83 ↑ +5%
AETNA MEDICARE ADVANTAGE $44.46 ↑ +9%
KARNA MEDICARE ADVANTAGE $56.50 ↑ +39%
HORIZON OMNIA $134.10 ↑ +229%
HORIZON WORKERS COMP $134.97 ↑ +231%
AETNA HMO $145.29 ↑ +256%
AETNA PPO $145.29 ↑ +256%
HORIZON PIP $147.00 ↑ +260%
ACTIVECARE FIRST MCO ALL PRODUCTS $156.80 ↑ +284%
HORIZON SHP $160.90 ↑ +294%
AMERIHEALTH LOCAL HMO $164.11 ↑ +302%
HORIZON HMO $165.74 ↑ +306%
MULTIPLAN - PHCS ALL PRODUCTS $166.60 ↑ +308%
HORIZON INDEMNITY $167.03 ↑ +309%
HORIZON PPO $169.93 ↑ +317%
BRIGHTON HEALTH PLAN ALL PRODUCTS $176.40 ↑ +332%
QUALCARE HMO $181.50 ↑ +345%
QUALCARE PPO $181.50 ↑ +345%
QUALCARE WORKERS COMP $181.50 ↑ +345%
AMERIHEALTH REGIONAL HMO $183.16 ↑ +349%
CIGNA PPO $187.43 ↑ +359%
CIGNA HMO $187.43 ↑ +359%
WELLCARE MEDICARE ADVANTAGE $224.00 ↑ +449%
BERGEN RISK ALL PRODUCTS $291.00 ↑ +613%
OXFORD ALL PRODUCTS $558.00 ↑ +1268%
UNITED HEALTHCARE HMO $725.00 ↑ +1677%
HORIZON MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Ot training self care/home management direct contact each 15 minutes at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $78.40 $28.42 – $28.42
Childrens Specialized Hospital Mountainside $68.50 $237.00 – $394.00
Bayshore Medical Center Holmdel $40.79 $40.79 – $447.00
Hackensack University Medical Center Hackensack $40.79 $32.63 – $406.00
Ocean University Medical Center Brick $40.79 $40.79 – $525.00
JFK Johnson Rehabilitation Institute (JRI) Edison $40.79 $40.79 – $525.00
Jersey Shore University Medical Center Neptune City $40.79 $32.63 – $561.00
Raritan Bay Medical Center Perth Amboy $40.79 $40.79 – $471.00

All New-jersey hospitals for this procedure →