Neck (Cervical Spine) MRI (without contrast) at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$284.66
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,263.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$284.66 with VACCN vs $4,332.00 with BERGEN RISK — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| VACCN | ALL PRODUCTS | $284.66 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $284.66 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $284.66 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $284.66 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $284.66 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $284.66 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $298.90 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $310.28 | ↑ +9% |
| KARNA | MEDICARE ADVANTAGE | $376.69 | ↑ +32% |
| CIGNA | HMO | $392.82 | ↑ +38% |
| CIGNA | PPO | $392.82 | ↑ +38% |
| AETNA | PPO | $398.37 | ↑ +40% |
| AETNA | HMO | $398.37 | ↑ +40% |
| HORIZON | MANAGED MEDICAID | $541.20 | ↑ +90% |
| UNITED HEALTHCARE | HMO | $559.79 | ↑ +97% |
| OXFORD | ALL PRODUCTS | $559.79 | ↑ +97% |
| AETNA | MANAGED MEDICAID | $728.97 | ↑ +156% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $741.76 | ↑ +161% |
| CLOVER | MEDICARE ADVANTAGE | $767.34 | ↑ +170% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $800.00 | ↑ +181% |
| AMERIHEALTH | LOCAL HMO | $944.81 | ↑ +232% |
| AMERIHEALTH | REGIONAL HMO | $945.67 | ↑ +232% |
| HORIZON | OMNIA | $2,916.74 | ↑ +925% |
| HORIZON | WORKERS COMP | $2,935.50 | ↑ +931% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $2,941.47 | ↑ +933% |
| HORIZON | PIP | $3,197.25 | ↑ +1023% |
| HORIZON | SHP | $3,499.50 | ↑ +1129% |
| HORIZON | HMO | $3,604.79 | ↑ +1166% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $3,623.55 | ↑ +1173% |
| HORIZON | INDEMNITY | $3,632.93 | ↑ +1176% |
| HORIZON | PPO | $3,696.02 | ↑ +1198% |
| QUALCARE | PPO | $3,947.54 | ↑ +1287% |
| QUALCARE | HMO | $3,947.54 | ↑ +1287% |
| QUALCARE | WORKERS COMP | $3,947.54 | ↑ +1287% |
| BERGEN RISK | ALL PRODUCTS | $4,332.00 | ↑ +1422% |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Neck (Cervical Spine) MRI (without contrast) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $517.30 | $101.61 – $896.25 |
| Cooperman Barnabas Medical Center | Livingston | $583.99 | $271.19 – $2,072.00 |
| Community Medical Center | Toms River | $571.59 | $264.17 – $2,072.00 |
| Clara Maass Medical Center | Belleville | $548.16 | $271.19 – $2,072.00 |
| Childrens Specialized Hospital | Mountainside | $1,200.50 | $330.00 – $330.00 |
| Newark Beth Israel Medical Center | Newark | $574.07 | $104.60 – $2,072.00 |
| Jersey City Medical Center | Jersey City | $572.69 | $131.50 – $2,010.00 |
| Monmouth Medical Center | Long Branch | $603.01 | $267.55 – $2,072.00 |