MRI chest without & w/contrast at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$420.58
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,244.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$420.58 with HORIZON BCBS BRAVEN vs $4,332.00 with BERGEN RISK — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $420.58 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $420.58 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $420.58 | ↑ +0% |
| VACCN | ALL PRODUCTS | $420.58 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $420.58 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $420.58 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $441.61 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $458.43 | ↑ +9% |
| AETNA | MANAGED MEDICAID | $725.72 | ↑ +73% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $738.46 | ↑ +76% |
| CLOVER | MEDICARE ADVANTAGE | $763.92 | ↑ +82% |
| HORIZON | MANAGED MEDICAID | $794.37 | ↑ +89% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $800.00 | ↑ +90% |
| OXFORD | ALL PRODUCTS | $895.45 | ↑ +113% |
| UNITED HEALTHCARE | HMO | $895.45 | ↑ +113% |
| KARNA | MEDICARE ADVANTAGE | $941.28 | ↑ +124% |
| AETNA | PPO | $1,122.40 | ↑ +167% |
| AETNA | HMO | $1,122.40 | ↑ +167% |
| CIGNA | PPO | $1,213.72 | ↑ +189% |
| CIGNA | HMO | $1,213.72 | ↑ +189% |
| AMERIHEALTH | LOCAL HMO | $1,531.59 | ↑ +264% |
| AMERIHEALTH | REGIONAL HMO | $1,532.98 | ↑ +264% |
| HORIZON | OMNIA | $2,903.74 | ↑ +590% |
| HORIZON | WORKERS COMP | $2,922.42 | ↑ +595% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $2,928.36 | ↑ +596% |
| HORIZON | PIP | $3,183.00 | ↑ +657% |
| HORIZON | SHP | $3,483.90 | ↑ +728% |
| HORIZON | HMO | $3,588.73 | ↑ +753% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $3,607.40 | ↑ +758% |
| HORIZON | INDEMNITY | $3,616.74 | ↑ +760% |
| HORIZON | PPO | $3,679.55 | ↑ +775% |
| QUALCARE | WORKERS COMP | $3,929.94 | ↑ +834% |
| QUALCARE | PPO | $3,929.94 | ↑ +834% |
| QUALCARE | HMO | $3,929.94 | ↑ +834% |
| BERGEN RISK | ALL PRODUCTS | $4,332.00 | ↑ +930% |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
MRI chest without & w/contrast at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $887.07 | $249.57 – $1,452.87 |
| Cooperman Barnabas Medical Center | Livingston | $926.85 | $400.67 – $2,072.00 |
| Community Medical Center | Toms River | $980.17 | $326.00 – $2,072.00 |
| Newark Beth Israel Medical Center | Newark | $911.10 | $256.91 – $2,072.00 |
| Jersey City Medical Center | Jersey City | $982.06 | $322.98 – $2,010.00 |
| Monmouth Medical Center | Long Branch | $1,034.04 | $326.00 – $2,072.00 |
| Bayshore Medical Center | Holmdel | $395.29 | $395.29 – $4,332.00 |
| Hackensack University Medical Center | Hackensack | $420.58 | $336.46 – $4,850.29 |