Mnt subs tx for change dx at Palisades Medical Center

7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$34.61

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$120.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.37 with HORIZON vs $1,313.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $15.37 ↓ -56%
AETNA MANAGED MEDICAID $20.52 ↓ -41%
SEOUL MEDICAL GROUP ALL PRODUCTS $20.88 ↓ -40%
CLOVER MEDICARE ADVANTAGE $21.60 ↓ -38%
HORIZON MEDICARE ADVANTAGE $34.61 ↑ +0%
VACCN ALL PRODUCTS $34.61 ↑ +0%
UNITED HEALTHCARE MANAGED MEDICAID $34.61 ↑ +0%
WELLCARE MANAGED MEDICAID $34.61 ↑ +0%
AMERIGROUP MANAGED MEDICAID $34.61 ↑ +0%
AMERIGROUP MEDICARE ADVANTAGE $34.61 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $34.61 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $34.61 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $36.34 ↑ +5%
AETNA MEDICARE ADVANTAGE $37.72 ↑ +9%
KARNA MEDICARE ADVANTAGE $48.96 ↑ +41%
AETNA PPO $75.55 ↑ +118%
AETNA HMO $75.55 ↑ +118%
HORIZON OMNIA $82.10 ↑ +137%
HORIZON WORKERS COMP $82.63 ↑ +139%
BERGEN RISK ALL PRODUCTS $90.00 ↑ +160%
HORIZON PIP $90.00 ↑ +160%
ACTIVECARE FIRST MCO ALL PRODUCTS $96.00 ↑ +177%
HORIZON SHP $98.51 ↑ +185%
AMERIHEALTH LOCAL HMO $100.48 ↑ +190%
HORIZON HMO $101.47 ↑ +193%
MULTIPLAN - PHCS ALL PRODUCTS $102.00 ↑ +195%
HORIZON INDEMNITY $102.26 ↑ +195%
HORIZON PPO $104.04 ↑ +201%
BRIGHTON HEALTH PLAN ALL PRODUCTS $108.00 ↑ +212%
QUALCARE HMO $111.12 ↑ +221%
QUALCARE WORKERS COMP $111.12 ↑ +221%
QUALCARE PPO $111.12 ↑ +221%
AMERIHEALTH REGIONAL HMO $112.14 ↑ +224%
CIGNA HMO $114.76 ↑ +232%
CIGNA PPO $114.76 ↑ +232%
OXFORD ALL PRODUCTS $981.00 ↑ +2734%
UNITED HEALTHCARE HMO $1,313.00 ↑ +3694%

Visitor-reported prices

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Mnt subs tx for change dx at other New-jersey hospitals

Hospital City Cash price Negotiated range
Cooperman Barnabas Medical Center Livingston $31.99 $12.95 – $197.00
JFK Johnson Rehabilitation Institute (JRI) Edison $34.61 $15.60 – $792.00
Jersey Shore University Medical Center Neptune City $34.61 $27.69 – $443.00
Raritan Bay Medical Center Perth Amboy $34.61 $19.50 – $308.00
Riverview Medical Center Red Bank $34.61 $34.61 – $465.00
Southern Ocean Medical Center Manahawkin $34.61 $34.61 – $465.00
Trinitas Regional Medical Center Elizabeth not published $20.36 – $197.00
Community Medical Center Toms River not published $13.26 – $197.00

All New-jersey hospitals for this procedure →