Laparo ablate renal cyst at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$12,260.88
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$11,648.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$1,925.92 with KARNA vs $19,490.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $1,925.92 | ↓ -84% |
| AETNA | MANAGED MEDICAID | $1,991.81 | ↓ -84% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $2,026.75 | ↓ -83% |
| CLOVER | MEDICARE ADVANTAGE | $2,096.64 | ↓ -83% |
| HORIZON | MANAGED MEDICAID | $2,254.00 | ↓ -82% |
| CIGNA | HMO | $4,755.00 | ↓ -61% |
| CIGNA | PPO | $5,328.00 | ↓ -57% |
| HORIZON | OMNIA | $7,017.00 | ↓ -43% |
| QUALCARE | HMO | $7,730.00 | ↓ -37% |
| QUALCARE | PPO | $7,730.00 | ↓ -37% |
| QUALCARE | WORKERS COMP | $7,730.00 | ↓ -37% |
| AETNA | PPO | $7,770.00 | ↓ -37% |
| AETNA | HMO | $7,770.00 | ↓ -37% |
| HORIZON | SHP | $7,997.00 | ↓ -35% |
| AMERIHEALTH | LOCAL HMO | $8,618.00 | ↓ -30% |
| HORIZON | HMO | $8,670.00 | ↓ -29% |
| HORIZON | PIP | $8,736.00 | ↓ -29% |
| BERGEN RISK | ALL PRODUCTS | $8,736.00 | ↓ -29% |
| HORIZON | INDEMNITY | $8,739.00 | ↓ -29% |
| HORIZON | PPO | $8,889.00 | ↓ -28% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $9,318.40 | ↓ -24% |
| AMERIHEALTH | REGIONAL HMO | $9,587.00 | ↓ -22% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $9,900.80 | ↓ -19% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | ↓ -19% |
| HORIZON | MEDICARE ADVANTAGE | $12,260.88 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $12,260.88 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $12,260.88 | ↑ +0% |
| VACCN | ALL PRODUCTS | $12,260.88 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $12,260.88 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $12,260.88 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $12,873.92 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $13,364.36 | ↑ +9% |
| OXFORD | ALL PRODUCTS | $15,487.00 | ↑ +26% |
| HORIZON | WORKERS COMP | $16,802.00 | ↑ +37% |
| UNITED HEALTHCARE | HMO | $19,490.00 | ↑ +59% |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Laparo ablate renal cyst at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $460.48 – $22,756.42 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $641.39 – $23,361.12 |
| Community Medical Center | Toms River | $3,786.00 | $656.85 – $22,642.64 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $633.66 – $23,244.31 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $474.02 – $23,361.12 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $595.91 – $24,399.15 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $1,267.33 – $22,932.28 |
| Bayshore Medical Center | Holmdel | $11,523.76 | $11,523.76 – $13,828.52 |