Kidney img w/bldflw sgl without rx at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$633.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,420.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$180.40 with HORIZON vs $2,240.92 with QUALCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $180.40 | ↓ -72% |
| AMERIHEALTH | LOCAL HMO | $352.07 | ↓ -44% |
| AMERIHEALTH | REGIONAL HMO | $352.39 | ↓ -44% |
| AETNA | MANAGED MEDICAID | $413.82 | ↓ -35% |
| KARNA | MEDICARE ADVANTAGE | $417.45 | ↓ -34% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $421.08 | ↓ -34% |
| CLOVER | MEDICARE ADVANTAGE | $435.60 | ↓ -31% |
| AETNA | HMO | $516.14 | ↓ -19% |
| AETNA | PPO | $516.14 | ↓ -19% |
| VACCN | ALL PRODUCTS | $633.90 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $633.90 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $633.90 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $633.90 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $633.90 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $633.90 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $665.59 | ↑ +5% |
| CIGNA | PPO | $677.16 | ↑ +7% |
| CIGNA | HMO | $677.16 | ↑ +7% |
| AETNA | MEDICARE ADVANTAGE | $690.95 | ↑ +9% |
| OXFORD | ALL PRODUCTS | $1,325.05 | ↑ +109% |
| UNITED HEALTHCARE | HMO | $1,325.05 | ↑ +109% |
| HORIZON | OMNIA | $1,655.76 | ↑ +161% |
| HORIZON | WORKERS COMP | $1,666.41 | ↑ +163% |
| BERGEN RISK | ALL PRODUCTS | $1,815.00 | ↑ +186% |
| HORIZON | PIP | $1,815.00 | ↑ +186% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $1,936.00 | ↑ +205% |
| HORIZON | SHP | $1,986.58 | ↑ +213% |
| HORIZON | HMO | $2,046.35 | ↑ +223% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $2,057.00 | ↑ +224% |
| HORIZON | INDEMNITY | $2,062.32 | ↑ +225% |
| HORIZON | PPO | $2,098.14 | ↑ +231% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $2,178.00 | ↑ +244% |
| QUALCARE | WORKERS COMP | $2,240.92 | ↑ +254% |
| QUALCARE | HMO | $2,240.92 | ↑ +254% |
| QUALCARE | PPO | $2,240.92 | ↑ +254% |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Kidney img w/bldflw sgl without rx at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $441.59 | $180.40 – $1,207.80 |
| Community Medical Center | Toms River | $431.59 | $180.40 – $1,170.64 |
| Clara Maass Medical Center | Belleville | $372.93 | $180.40 – $1,201.76 |
| Newark Beth Israel Medical Center | Newark | $434.09 | $115.46 – $1,207.80 |
| Jersey City Medical Center | Jersey City | $432.43 | $145.15 – $1,261.46 |
| Monmouth Medical Center | Long Branch | $455.32 | $180.40 – $1,185.62 |
| Bayshore Medical Center | Holmdel | $595.79 | $334.54 – $1,325.05 |
| Hackensack University Medical Center | Hackensack | $633.90 | $163.54 – $1,513.47 |