Interrog&prgrmg ipnss at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$108.10
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$280.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$47.88 with AETNA vs $16,802.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $47.88 | ↓ -56% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $48.72 | ↓ -55% |
| CLOVER | MEDICARE ADVANTAGE | $50.40 | ↓ -53% |
| KARNA | MEDICARE ADVANTAGE | $72.90 | ↓ -33% |
| HORIZON | MANAGED MEDICAID | $97.19 | ↓ -10% |
| WELLCARE | MEDICARE ADVANTAGE | $108.10 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $108.10 | ↑ +0% |
| VACCN | ALL PRODUCTS | $108.10 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $108.10 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $108.10 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $108.10 | ↑ +0% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $112.00 | ↑ +4% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $113.50 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $117.83 | ↑ +9% |
| OXFORD | ALL PRODUCTS | $143.72 | ↑ +33% |
| UNITED HEALTHCARE | HMO | $145.04 | ↑ +34% |
| HORIZON | OMNIA | $191.58 | ↑ +77% |
| BERGEN RISK | ALL PRODUCTS | $210.00 | ↑ +94% |
| HORIZON | PIP | $210.00 | ↑ +94% |
| HORIZON | SHP | $229.85 | ↑ +113% |
| HORIZON | HMO | $236.77 | ↑ +119% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $238.00 | ↑ +120% |
| HORIZON | INDEMNITY | $238.62 | ↑ +121% |
| HORIZON | PPO | $242.76 | ↑ +125% |
| QUALCARE | PPO | $259.28 | ↑ +140% |
| QUALCARE | HMO | $259.28 | ↑ +140% |
| QUALCARE | WORKERS COMP | $259.28 | ↑ +140% |
| CIGNA | PPO | $267.76 | ↑ +148% |
| CIGNA | HMO | $267.76 | ↑ +148% |
| AETNA | HMO | $7,770.00 | ↑ +7088% |
| AETNA | PPO | $7,770.00 | ↑ +7088% |
| AMERIHEALTH | LOCAL HMO | $10,259.00 | ↑ +9390% |
| AMERIHEALTH | REGIONAL HMO | $11,413.00 | ↑ +10458% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $11,920.00 | ↑ +10927% |
| HORIZON | WORKERS COMP | $16,802.00 | ↑ +15443% |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Interrog&prgrmg ipnss at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $101.60 | $101.60 – $121.92 |
| Hackensack University Medical Center | Hackensack | $108.10 | $72.90 – $113.50 |
| Ocean University Medical Center | Brick | $100.32 | $37.72 – $14,806.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $101.69 | $37.72 – $14,806.00 |
| Jersey Shore University Medical Center | Neptune City | $101.60 | $70.81 – $121.92 |
| Raritan Bay Medical Center | Perth Amboy | $101.69 | $72.90 – $123.34 |
| Riverview Medical Center | Red Bank | $101.60 | $70.81 – $121.92 |
| Southern Ocean Medical Center | Manahawkin | $100.32 | $70.81 – $120.38 |