Ins pm gen exist dual lead at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$26,433.98
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$54,185.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$321.01 with HORIZON vs $135,451.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $321.01 | ↓ -99% |
| KARNA | MEDICARE ADVANTAGE | $780.17 | ↓ -97% |
| AETNA | MANAGED MEDICAID | $9,265.64 | ↓ -65% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $9,428.19 | ↓ -64% |
| CLOVER | MEDICARE ADVANTAGE | $9,753.30 | ↓ -63% |
| HORIZON | MEDICARE ADVANTAGE | $26,433.98 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $26,433.98 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $26,433.98 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $26,433.98 | ↑ +0% |
| VACCN | ALL PRODUCTS | $26,433.98 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $26,433.98 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $27,755.68 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $28,813.04 | ↑ +9% |
| AETNA | PPO | $34,114.88 | ↑ +29% |
| AETNA | HMO | $34,114.88 | ↑ +29% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $34,678.40 | ↑ +31% |
| HORIZON | OMNIA | $37,073.38 | ↑ +40% |
| HORIZON | WORKERS COMP | $37,311.79 | ↑ +41% |
| HORIZON | PIP | $40,638.75 | ↑ +54% |
| BERGEN RISK | ALL PRODUCTS | $40,638.75 | ↑ +54% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $43,348.00 | ↑ +64% |
| HORIZON | SHP | $44,480.47 | ↑ +68% |
| AMERIHEALTH | LOCAL HMO | $45,369.10 | ↑ +72% |
| HORIZON | HMO | $45,818.84 | ↑ +73% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $46,057.25 | ↑ +74% |
| HORIZON | INDEMNITY | $46,176.46 | ↑ +75% |
| HORIZON | PPO | $46,978.40 | ↑ +78% |
| QUALCARE | HMO | $50,175.31 | ↑ +90% |
| QUALCARE | PPO | $50,175.31 | ↑ +90% |
| QUALCARE | WORKERS COMP | $50,175.31 | ↑ +90% |
| AMERIHEALTH | REGIONAL HMO | $50,635.88 | ↑ +92% |
| CIGNA | PPO | $51,817.12 | ↑ +96% |
| CIGNA | HMO | $51,817.12 | ↑ +96% |
| OXFORD | ALL PRODUCTS | $132,247.00 | ↑ +400% |
| UNITED HEALTHCARE | HMO | $135,451.00 | ↑ +412% |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Ins pm gen exist dual lead at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $186.90 – $49,061.98 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $25,182.83 – $50,365.66 |
| Community Medical Center | Toms River | $3,786.00 | $24,530.99 – $48,816.67 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $25,182.83 – $50,113.83 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $192.40 – $50,365.66 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $241.88 – $52,603.62 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $24,844.79 – $49,441.13 |
| Bayshore Medical Center | Holmdel | $24,844.79 | $24,844.79 – $29,813.75 |