Incision of iris at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$2,685.92
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$3,804.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$650.48 with AETNA vs $16,802.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $650.48 | ↓ -76% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $661.90 | ↓ -75% |
| CLOVER | MEDICARE ADVANTAGE | $684.72 | ↓ -75% |
| KARNA | MEDICARE ADVANTAGE | $861.62 | ↓ -68% |
| HORIZON | MANAGED MEDICAID | $1,195.00 | ↓ -56% |
| CIGNA | HMO | $2,127.00 | ↓ -21% |
| CIGNA | PPO | $2,383.00 | ↓ -11% |
| HORIZON | OMNIA | $2,602.70 | ↓ -3% |
| AMERIGROUP | MEDICARE ADVANTAGE | $2,685.92 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $2,685.92 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $2,685.92 | ↑ +0% |
| VACCN | ALL PRODUCTS | $2,685.92 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $2,685.92 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $2,685.92 | ↑ +0% |
| OXFORD | ALL PRODUCTS | $2,775.00 | ↑ +3% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $2,820.22 | ↑ +5% |
| BERGEN RISK | ALL PRODUCTS | $2,853.00 | ↑ +6% |
| HORIZON | PIP | $2,853.00 | ↑ +6% |
| AETNA | MEDICARE ADVANTAGE | $2,927.66 | ↑ +9% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $3,043.20 | ↑ +13% |
| HORIZON | SHP | $3,122.70 | ↑ +16% |
| AMERIHEALTH | LOCAL HMO | $3,185.09 | ↑ +19% |
| HORIZON | HMO | $3,216.66 | ↑ +20% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $3,233.40 | ↑ +20% |
| HORIZON | INDEMNITY | $3,241.77 | ↑ +21% |
| HORIZON | PPO | $3,298.07 | ↑ +23% |
| UNITED HEALTHCARE | HMO | $3,339.00 | ↑ +24% |
| QUALCARE | WORKERS COMP | $3,522.50 | ↑ +31% |
| QUALCARE | HMO | $3,522.50 | ↑ +31% |
| QUALCARE | PPO | $3,522.50 | ↑ +31% |
| AMERIHEALTH | REGIONAL HMO | $3,554.84 | ↑ +32% |
| AETNA | HMO | $7,770.00 | ↑ +189% |
| AETNA | PPO | $7,770.00 | ↑ +189% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | ↑ +270% |
| HORIZON | WORKERS COMP | $16,802.00 | ↑ +526% |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Incision of iris at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $2,524.45 | $2,524.45 – $3,029.34 |
| Hackensack University Medical Center | Hackensack | $2,685.92 | $861.62 – $2,820.22 |
| Ocean University Medical Center | Brick | $2,492.56 | $824.30 – $2,991.08 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $2,526.64 | $288.02 – $2,526.64 |
| Jersey Shore University Medical Center | Neptune City | $2,524.45 | $824.30 – $3,029.34 |
| Raritan Bay Medical Center | Perth Amboy | $2,526.64 | $861.62 – $3,031.97 |
| Riverview Medical Center | Red Bank | $2,524.45 | $824.30 – $3,029.34 |
| Southern Ocean Medical Center | Manahawkin | $2,492.56 | $824.30 – $2,991.08 |