Incision of finger tendon at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$1,884.74
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$3,727.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$637.32 with AETNA vs $16,802.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $637.32 | ↓ -66% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $648.50 | ↓ -66% |
| CLOVER | MEDICARE ADVANTAGE | $670.86 | ↓ -64% |
| KARNA | MEDICARE ADVANTAGE | $1,031.38 | ↓ -45% |
| HORIZON | MANAGED MEDICAID | $1,827.00 | ↓ -3% |
| VACCN | ALL PRODUCTS | $1,884.74 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $1,884.74 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $1,884.74 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $1,884.74 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $1,884.74 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $1,884.74 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $1,978.98 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $2,054.37 | ↑ +9% |
| HORIZON | OMNIA | $2,550.01 | ↑ +35% |
| BERGEN RISK | ALL PRODUCTS | $2,795.25 | ↑ +48% |
| HORIZON | PIP | $2,795.25 | ↑ +48% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $2,981.60 | ↑ +58% |
| HORIZON | SHP | $3,059.49 | ↑ +62% |
| AMERIHEALTH | LOCAL HMO | $3,120.62 | ↑ +66% |
| HORIZON | HMO | $3,151.55 | ↑ +67% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $3,167.95 | ↑ +68% |
| HORIZON | INDEMNITY | $3,176.15 | ↑ +69% |
| HORIZON | PPO | $3,231.31 | ↑ +71% |
| CIGNA | HMO | $3,394.00 | ↑ +80% |
| QUALCARE | WORKERS COMP | $3,451.20 | ↑ +83% |
| QUALCARE | HMO | $3,451.20 | ↑ +83% |
| QUALCARE | PPO | $3,451.20 | ↑ +83% |
| AMERIHEALTH | REGIONAL HMO | $3,482.88 | ↑ +85% |
| CIGNA | PPO | $3,797.00 | ↑ +101% |
| OXFORD | ALL PRODUCTS | $6,080.00 | ↑ +223% |
| UNITED HEALTHCARE | HMO | $7,538.00 | ↑ +300% |
| AETNA | PPO | $7,770.00 | ↑ +312% |
| AETNA | HMO | $7,770.00 | ↑ +312% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | ↑ +427% |
| HORIZON | WORKERS COMP | $16,802.00 | ↑ +791% |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Incision of finger tendon at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $1,771.43 | $1,771.43 – $2,125.72 |
| Hackensack University Medical Center | Hackensack | $1,884.74 | $1,031.38 – $1,978.98 |
| Ocean University Medical Center | Brick | $1,749.06 | $986.91 – $2,098.87 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $1,772.97 | $312.18 – $1,772.97 |
| Jersey Shore University Medical Center | Neptune City | $1,771.43 | $986.91 – $2,125.72 |
| Raritan Bay Medical Center | Perth Amboy | $1,772.97 | $1,031.38 – $2,127.56 |
| Riverview Medical Center | Red Bank | $1,771.43 | $986.91 – $2,125.72 |
| Southern Ocean Medical Center | Manahawkin | $1,749.06 | $986.91 – $2,098.87 |