Eia hiv-1/hiv-2 screen at Palisades Medical Center

7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$19.57

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$124.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19.57 with HORIZON vs $115.88 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MEDICARE ADVANTAGE $19.57 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $19.57 ↑ +0%
VACCN ALL PRODUCTS $19.57 ↑ +0%
CLOVER MEDICARE ADVANTAGE $19.57 ↑ +0%
UNITED HEALTHCARE MANAGED MEDICAID $19.57 ↑ +0%
AMERIGROUP MANAGED MEDICAID $19.57 ↑ +0%
AMERIGROUP MEDICARE ADVANTAGE $19.57 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $19.57 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $19.57 ↑ +0%
WELLCARE MANAGED MEDICAID $19.57 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $20.55 ↑ +5%
AETNA MANAGED MEDICAID $21.20 ↑ +8%
AETNA MEDICARE ADVANTAGE $21.33 ↑ +9%
HORIZON MANAGED MEDICAID $21.58 ↑ +10%
KARNA MEDICARE ADVANTAGE $26.03 ↑ +33%
OXFORD ALL PRODUCTS $40.17 ↑ +105%
UNITED HEALTHCARE HMO $82.55 ↑ +322%
AETNA HMO $83.33 ↑ +326%
AETNA PPO $83.33 ↑ +326%
HORIZON OMNIA $84.84 ↑ +334%
HORIZON WORKERS COMP $85.39 ↑ +336%
CIGNA PPO $89.68 ↑ +358%
CIGNA HMO $89.68 ↑ +358%
BERGEN RISK ALL PRODUCTS $93.00 ↑ +375%
HORIZON PIP $93.00 ↑ +375%
ACTIVECARE FIRST MCO ALL PRODUCTS $99.20 ↑ +407%
BRIGHTON HEALTH PLAN ALL PRODUCTS $99.20 ↑ +407%
HORIZON SHP $101.79 ↑ +420%
AMERIHEALTH LOCAL HMO $103.83 ↑ +431%
HORIZON HMO $104.85 ↑ +436%
MULTIPLAN - PHCS ALL PRODUCTS $105.40 ↑ +439%
HORIZON INDEMNITY $105.67 ↑ +440%
HORIZON PPO $107.51 ↑ +449%
QUALCARE WORKERS COMP $114.82 ↑ +487%
QUALCARE HMO $114.82 ↑ +487%
QUALCARE PPO $114.82 ↑ +487%
AMERIHEALTH REGIONAL HMO $115.88 ↑ +492%

Visitor-reported prices

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Eia hiv-1/hiv-2 screen at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $21.53 $9.20 – $80.11
Cooperman Barnabas Medical Center Livingston $21.53 $9.20 – $80.11
Community Medical Center Toms River $21.53 $9.20 – $80.11
Clara Maass Medical Center Belleville $21.53 $9.20 – $80.11
Newark Beth Israel Medical Center Newark $21.53 $9.20 – $80.11
Jersey City Medical Center Jersey City $21.53 $9.20 – $80.11
Monmouth Medical Center Long Branch $21.53 $9.20 – $80.11
Bayshore Medical Center Holmdel $19.57 $19.57 – $89.68

All New-jersey hospitals for this procedure →