Ecg external < 48 hours scanning analysis w/report at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$69.95
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,925.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$64.94 with KARNA vs $1,840.88 with CIGNA — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $64.94 | ↓ -7% |
| HORIZON | MEDICARE ADVANTAGE | $69.95 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $69.95 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $69.95 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $69.95 | ↑ +0% |
| VACCN | ALL PRODUCTS | $69.95 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $69.95 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $73.45 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $76.25 | ↑ +9% |
| AETNA | MANAGED MEDICAID | $329.18 | ↑ +371% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $334.95 | ↑ +379% |
| CLOVER | MEDICARE ADVANTAGE | $346.50 | ↑ +395% |
| OXFORD | ALL PRODUCTS | $397.00 | ↑ +468% |
| HORIZON | MANAGED MEDICAID | $419.61 | ↑ +500% |
| UNITED HEALTHCARE | HMO | $535.00 | ↑ +665% |
| AETNA | PPO | $1,211.98 | ↑ +1633% |
| AETNA | HMO | $1,211.98 | ↑ +1633% |
| HORIZON | OMNIA | $1,317.09 | ↑ +1783% |
| HORIZON | WORKERS COMP | $1,325.56 | ↑ +1795% |
| BERGEN RISK | ALL PRODUCTS | $1,443.75 | ↑ +1964% |
| HORIZON | PIP | $1,443.75 | ↑ +1964% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $1,540.00 | ↑ +2102% |
| HORIZON | SHP | $1,580.23 | ↑ +2159% |
| AMERIHEALTH | LOCAL HMO | $1,611.80 | ↑ +2204% |
| HORIZON | HMO | $1,627.78 | ↑ +2227% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $1,636.25 | ↑ +2239% |
| HORIZON | INDEMNITY | $1,640.49 | ↑ +2245% |
| HORIZON | PPO | $1,668.98 | ↑ +2286% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $1,732.50 | ↑ +2377% |
| QUALCARE | HMO | $1,782.55 | ↑ +2448% |
| QUALCARE | PPO | $1,782.55 | ↑ +2448% |
| QUALCARE | WORKERS COMP | $1,782.55 | ↑ +2448% |
| AMERIHEALTH | REGIONAL HMO | $1,798.91 | ↑ +2472% |
| CIGNA | HMO | $1,840.88 | ↑ +2532% |
| CIGNA | PPO | $1,840.88 | ↑ +2532% |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Ecg external < 48 hours scanning analysis w/report at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $65.75 | $65.75 – $1,008.00 |
| Hackensack University Medical Center | Hackensack | $69.95 | $55.96 – $5,218.00 |
| Ocean University Medical Center | Brick | $64.92 | $59.40 – $1,008.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $65.80 | $59.40 – $4,913.00 |
| Jersey Shore University Medical Center | Neptune City | $65.75 | $61.33 – $1,063.00 |
| Raritan Bay Medical Center | Perth Amboy | $65.80 | $64.94 – $1,297.00 |
| Riverview Medical Center | Red Bank | $65.75 | $61.33 – $941.00 |
| Southern Ocean Medical Center | Manahawkin | $64.92 | $61.33 – $1,016.00 |