Ear and throat examination at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$599.72
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,524.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$163.98 with KARNA vs $16,802.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $163.98 | ↓ -73% |
| AETNA | MANAGED MEDICAID | $260.60 | ↓ -57% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $265.18 | ↓ -56% |
| CLOVER | MEDICARE ADVANTAGE | $274.32 | ↓ -54% |
| AMERIGROUP | MEDICARE ADVANTAGE | $599.72 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $599.72 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $599.72 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $599.72 | ↑ +0% |
| VACCN | ALL PRODUCTS | $599.72 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $599.72 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $629.71 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $653.70 | ↑ +9% |
| HORIZON | OMNIA | $1,042.72 | ↑ +74% |
| BERGEN RISK | ALL PRODUCTS | $1,143.00 | ↑ +91% |
| HORIZON | PIP | $1,143.00 | ↑ +91% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $1,219.20 | ↑ +103% |
| HORIZON | SHP | $1,251.05 | ↑ +109% |
| AMERIHEALTH | LOCAL HMO | $1,276.05 | ↑ +113% |
| HORIZON | HMO | $1,288.69 | ↑ +115% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $1,295.40 | ↑ +116% |
| HORIZON | INDEMNITY | $1,298.75 | ↑ +117% |
| HORIZON | PPO | $1,321.31 | ↑ +120% |
| CIGNA | PPO | $1,369.92 | ↑ +128% |
| CIGNA | HMO | $1,369.92 | ↑ +128% |
| QUALCARE | HMO | $1,411.22 | ↑ +135% |
| QUALCARE | PPO | $1,411.22 | ↑ +135% |
| QUALCARE | WORKERS COMP | $1,411.22 | ↑ +135% |
| AMERIHEALTH | REGIONAL HMO | $1,424.18 | ↑ +137% |
| HORIZON | MANAGED MEDICAID | $2,254.00 | ↑ +276% |
| OXFORD | ALL PRODUCTS | $2,775.00 | ↑ +363% |
| UNITED HEALTHCARE | HMO | $3,339.00 | ↑ +457% |
| AETNA | HMO | $7,770.00 | ↑ +1196% |
| AETNA | PPO | $7,770.00 | ↑ +1196% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | ↑ +1556% |
| HORIZON | WORKERS COMP | $16,802.00 | ↑ +2702% |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Ear and throat examination at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $563.67 | $563.67 – $676.40 |
| Hackensack University Medical Center | Hackensack | $599.72 | $163.98 – $636.27 |
| Ocean University Medical Center | Brick | $556.55 | $158.21 – $667.86 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $564.16 | $88.92 – $564.16 |
| Jersey Shore University Medical Center | Neptune City | $563.67 | $158.21 – $676.40 |
| Raritan Bay Medical Center | Perth Amboy | $564.16 | $163.98 – $676.99 |
| Riverview Medical Center | Red Bank | $563.67 | $158.21 – $676.40 |
| Southern Ocean Medical Center | Manahawkin | $556.55 | $158.21 – $667.86 |