Drug test def 15-21 classes at Palisades Medical Center

7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$198.74

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$295.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$50.45 with AETNA vs $910.70 with CIGNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $50.45 ↓ -75%
AETNA PPO $198.24 ↓ -0%
AETNA HMO $198.24 ↓ -0%
AMERIGROUP MEDICARE ADVANTAGE $198.74 ↑ +0%
WELLCARE MANAGED MEDICAID $198.74 ↑ +0%
VACCN ALL PRODUCTS $198.74 ↑ +0%
UNITED HEALTHCARE MANAGED MEDICAID $198.74 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $198.74 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $198.74 ↑ +0%
CLOVER MEDICARE ADVANTAGE $198.74 ↑ +0%
HORIZON MEDICARE ADVANTAGE $198.74 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $198.74 ↑ +0%
AMERIGROUP MANAGED MEDICAID $198.74 ↑ +0%
HORIZON OMNIA $201.84 ↑ +2%
HORIZON WORKERS COMP $203.14 ↑ +2%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $208.68 ↑ +5%
AETNA MEDICARE ADVANTAGE $216.63 ↑ +9%
HORIZON MANAGED MEDICAID $217.82 ↑ +10%
HORIZON PIP $221.25 ↑ +11%
BERGEN RISK ALL PRODUCTS $221.25 ↑ +11%
ACTIVECARE FIRST MCO ALL PRODUCTS $236.00 ↑ +19%
BRIGHTON HEALTH PLAN ALL PRODUCTS $236.00 ↑ +19%
HORIZON SHP $242.17 ↑ +22%
AMERIHEALTH LOCAL HMO $247.00 ↑ +24%
HORIZON HMO $249.45 ↑ +26%
MULTIPLAN - PHCS ALL PRODUCTS $250.75 ↑ +26%
HORIZON INDEMNITY $251.40 ↑ +26%
HORIZON PPO $255.77 ↑ +29%
KARNA MEDICARE ADVANTAGE $264.32 ↑ +33%
QUALCARE PPO $273.17 ↑ +37%
QUALCARE WORKERS COMP $273.17 ↑ +37%
QUALCARE HMO $273.17 ↑ +37%
AMERIHEALTH REGIONAL HMO $275.68 ↑ +39%
OXFORD ALL PRODUCTS $407.91 ↑ +105%
UNITED HEALTHCARE HMO $838.26 ↑ +322%
CIGNA PPO $910.70 ↑ +358%
CIGNA HMO $910.70 ↑ +358%

Visitor-reported prices

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Drug test def 15-21 classes at other New-jersey hospitals

Hospital City Cash price Negotiated range
JFK Johnson Rehabilitation Institute (JRI) Edison $198.74 $174.89 – $935.32
Jersey Shore University Medical Center Neptune City $198.74 $158.99 – $910.70
Raritan Bay Medical Center Perth Amboy $198.74 $198.74 – $910.70
Riverview Medical Center Red Bank $198.74 $152.74 – $910.70
Southern Ocean Medical Center Manahawkin $198.74 $198.74 – $910.70

All New-jersey hospitals for this procedure →