Compatibility test each unit electronic at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$201.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$303.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$16.10 with HORIZON vs $629.14 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $16.10 | ↓ -92% |
| AETNA | MANAGED MEDICAID | $51.81 | ↓ -74% |
| KARNA | MEDICARE ADVANTAGE | $52.56 | ↓ -74% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $52.72 | ↓ -74% |
| VACCN | ALL PRODUCTS | $201.80 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $201.80 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $201.80 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $201.80 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $201.80 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $201.80 | ↑ +0% |
| AETNA | HMO | $203.62 | ↑ +1% |
| AETNA | PPO | $203.62 | ↑ +1% |
| HORIZON | OMNIA | $207.31 | ↑ +3% |
| HORIZON | WORKERS COMP | $208.65 | ↑ +3% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $211.89 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $219.97 | ↑ +9% |
| HORIZON | PIP | $227.25 | ↑ +13% |
| BERGEN RISK | ALL PRODUCTS | $227.25 | ↑ +13% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $242.40 | ↑ +20% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $242.40 | ↑ +20% |
| HORIZON | SHP | $248.73 | ↑ +23% |
| AMERIHEALTH | LOCAL HMO | $253.70 | ↑ +26% |
| HORIZON | HMO | $256.22 | ↑ +27% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $257.55 | ↑ +28% |
| HORIZON | INDEMNITY | $258.22 | ↑ +28% |
| HORIZON | PPO | $262.70 | ↑ +30% |
| QUALCARE | HMO | $280.58 | ↑ +39% |
| QUALCARE | PPO | $280.58 | ↑ +39% |
| QUALCARE | WORKERS COMP | $280.58 | ↑ +39% |
| AMERIHEALTH | REGIONAL HMO | $283.15 | ↑ +40% |
| CIGNA | PPO | $289.76 | ↑ +44% |
| CIGNA | HMO | $289.76 | ↑ +44% |
| OXFORD | ALL PRODUCTS | $306.15 | ↑ +52% |
| UNITED HEALTHCARE | HMO | $629.14 | ↑ +212% |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| CLOVER | MEDICARE ADVANTAGE | not published by hospital | — |
Visitor-reported prices
Comments
Compatibility test each unit electronic at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $189.67 | $34.53 – $306.15 |
| Hackensack University Medical Center | Hackensack | $201.80 | $14.60 – $211.89 |
| Ocean University Medical Center | Brick | $187.28 | $13.20 – $187.28 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $189.84 | $13.20 – $325.17 |
| Jersey Shore University Medical Center | Neptune City | $189.67 | $34.53 – $206.74 |
| Raritan Bay Medical Center | Perth Amboy | $189.84 | $34.53 – $306.15 |
| Riverview Medical Center | Red Bank | $189.67 | $11.29 – $306.15 |
| Southern Ocean Medical Center | Manahawkin | $187.28 | $34.53 – $204.13 |