Closed tx orbit w/manipulj at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$1,744.44
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,607.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$616.80 with AETNA vs $16,802.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $616.80 | ↓ -65% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $627.62 | ↓ -64% |
| CLOVER | MEDICARE ADVANTAGE | $649.26 | ↓ -63% |
| KARNA | MEDICARE ADVANTAGE | $725.47 | ↓ -58% |
| AMERIGROUP | MEDICARE ADVANTAGE | $1,744.44 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $1,744.44 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $1,744.44 | ↑ +0% |
| VACCN | ALL PRODUCTS | $1,744.44 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $1,744.44 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $1,744.44 | ↑ +0% |
| HORIZON | MANAGED MEDICAID | $1,827.00 | ↑ +5% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $1,831.67 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $1,901.44 | ↑ +9% |
| HORIZON | OMNIA | $2,467.91 | ↑ +41% |
| BERGEN RISK | ALL PRODUCTS | $2,705.25 | ↑ +55% |
| HORIZON | PIP | $2,705.25 | ↑ +55% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $2,885.60 | ↑ +65% |
| HORIZON | SHP | $2,960.99 | ↑ +70% |
| AMERIHEALTH | LOCAL HMO | $3,020.14 | ↑ +73% |
| HORIZON | HMO | $3,050.08 | ↑ +75% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $3,065.95 | ↑ +76% |
| HORIZON | INDEMNITY | $3,073.89 | ↑ +76% |
| HORIZON | PPO | $3,127.27 | ↑ +79% |
| QUALCARE | WORKERS COMP | $3,340.08 | ↑ +91% |
| QUALCARE | HMO | $3,340.08 | ↑ +91% |
| QUALCARE | PPO | $3,340.08 | ↑ +91% |
| AMERIHEALTH | REGIONAL HMO | $3,370.74 | ↑ +93% |
| CIGNA | HMO | $3,394.00 | ↑ +95% |
| CIGNA | PPO | $3,797.00 | ↑ +118% |
| OXFORD | ALL PRODUCTS | $6,080.00 | ↑ +249% |
| UNITED HEALTHCARE | HMO | $7,538.00 | ↑ +332% |
| AETNA | HMO | $7,770.00 | ↑ +345% |
| AETNA | PPO | $7,770.00 | ↑ +345% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | ↑ +469% |
| HORIZON | WORKERS COMP | $16,802.00 | ↑ +863% |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Closed tx orbit w/manipulj at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $1,639.57 | $1,639.57 – $1,967.48 |
| Hackensack University Medical Center | Hackensack | $1,744.44 | $725.47 – $1,831.67 |
| Ocean University Medical Center | Brick | $1,618.86 | $697.79 – $1,942.63 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $1,640.99 | $363.00 – $1,640.99 |
| Jersey Shore University Medical Center | Neptune City | $1,639.57 | $697.79 – $1,967.48 |
| Raritan Bay Medical Center | Perth Amboy | $1,640.99 | $725.47 – $1,969.19 |
| Riverview Medical Center | Red Bank | $1,639.57 | $697.79 – $1,967.48 |
| Southern Ocean Medical Center | Manahawkin | $1,618.86 | $697.79 – $1,942.63 |