Clearance of tear duct at Palisades Medical Center

7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$352.04

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,651.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with CIGNA vs $16,802.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CIGNA PPO $0.01 ↓ -100%
CIGNA HMO $0.01 ↓ -100%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $352.04 ↑ +0%
HORIZON MEDICARE ADVANTAGE $352.04 ↑ +0%
VACCN ALL PRODUCTS $352.04 ↑ +0%
AMERIGROUP MEDICARE ADVANTAGE $352.04 ↑ +0%
WELLCARE MANAGED MEDICAID $352.04 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $352.04 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $369.64 ↑ +5%
AETNA MEDICARE ADVANTAGE $383.72 ↑ +9%
KARNA MEDICARE ADVANTAGE $540.59 ↑ +54%
AETNA MANAGED MEDICAID $966.32 ↑ +174%
SEOUL MEDICAL GROUP ALL PRODUCTS $983.27 ↑ +179%
CLOVER MEDICARE ADVANTAGE $1,017.18 ↑ +189%
HORIZON MANAGED MEDICAID $2,254.00 ↑ +540%
OXFORD ALL PRODUCTS $2,775.00 ↑ +688%
UNITED HEALTHCARE HMO $3,339.00 ↑ +848%
HORIZON OMNIA $3,866.41 ↑ +998%
BERGEN RISK ALL PRODUCTS $4,238.25 ↑ +1104%
HORIZON PIP $4,238.25 ↑ +1104%
ACTIVECARE FIRST MCO ALL PRODUCTS $4,520.80 ↑ +1184%
HORIZON SHP $4,638.91 ↑ +1218%
AMERIHEALTH LOCAL HMO $4,731.58 ↑ +1244%
HORIZON HMO $4,778.49 ↑ +1257%
MULTIPLAN - PHCS ALL PRODUCTS $4,803.35 ↑ +1264%
HORIZON INDEMNITY $4,815.78 ↑ +1268%
HORIZON PPO $4,899.42 ↑ +1292%
QUALCARE HMO $5,232.83 ↑ +1386%
QUALCARE PPO $5,232.83 ↑ +1386%
QUALCARE WORKERS COMP $5,232.83 ↑ +1386%
AMERIHEALTH REGIONAL HMO $5,280.86 ↑ +1400%
AETNA PPO $7,770.00 ↑ +2107%
AETNA HMO $7,770.00 ↑ +2107%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +2722%
HORIZON WORKERS COMP $16,802.00 ↑ +4673%
UNITED HEALTHCARE MANAGED MEDICAID not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Clearance of tear duct at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $330.87 $330.87 – $397.05
Hackensack University Medical Center Hackensack $352.04 $281.63 – $540.59
Ocean University Medical Center Brick $326.69 $298.93 – $521.03
JFK Johnson Rehabilitation Institute (JRI) Edison $331.16 $145.20 – $540.59
Jersey Shore University Medical Center Neptune City $330.87 $330.87 – $521.03
Raritan Bay Medical Center Perth Amboy $331.16 $331.16 – $540.59
Riverview Medical Center Red Bank $330.87 $330.87 – $521.03
Southern Ocean Medical Center Manahawkin $326.69 $326.69 – $521.03

All New-jersey hospitals for this procedure →