Brain image 4+ views at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$633.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,774.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$122.21 with HORIZON vs $1,642.72 with QUALCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $122.21 | ↓ -81% |
| AETNA | MANAGED MEDICAID | $303.35 | ↓ -52% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $308.68 | ↓ -51% |
| CLOVER | MEDICARE ADVANTAGE | $319.32 | ↓ -50% |
| AMERIHEALTH | LOCAL HMO | $354.06 | ↓ -44% |
| AMERIHEALTH | REGIONAL HMO | $354.38 | ↓ -44% |
| KARNA | MEDICARE ADVANTAGE | $362.96 | ↓ -43% |
| AETNA | PPO | $481.20 | ↓ -24% |
| AETNA | HMO | $481.20 | ↓ -24% |
| CIGNA | PPO | $632.71 | ↓ -0% |
| CIGNA | HMO | $632.71 | ↓ -0% |
| WELLCARE | MANAGED MEDICAID | $633.90 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $633.90 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $633.90 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $633.90 | ↑ +0% |
| VACCN | ALL PRODUCTS | $633.90 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $633.90 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $665.59 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $690.95 | ↑ +9% |
| HORIZON | OMNIA | $1,213.77 | ↑ +91% |
| HORIZON | WORKERS COMP | $1,221.58 | ↑ +93% |
| UNITED HEALTHCARE | HMO | $1,325.05 | ↑ +109% |
| OXFORD | ALL PRODUCTS | $1,325.05 | ↑ +109% |
| HORIZON | PIP | $1,330.50 | ↑ +110% |
| BERGEN RISK | ALL PRODUCTS | $1,330.50 | ↑ +110% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $1,419.20 | ↑ +124% |
| HORIZON | SHP | $1,456.28 | ↑ +130% |
| HORIZON | HMO | $1,500.09 | ↑ +137% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $1,507.90 | ↑ +138% |
| HORIZON | INDEMNITY | $1,511.80 | ↑ +138% |
| HORIZON | PPO | $1,538.06 | ↑ +143% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $1,596.60 | ↑ +152% |
| QUALCARE | PPO | $1,642.72 | ↑ +159% |
| QUALCARE | HMO | $1,642.72 | ↑ +159% |
| QUALCARE | WORKERS COMP | $1,642.72 | ↑ +159% |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Brain image 4+ views at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $595.79 | $254.75 – $1,325.05 |
| Hackensack University Medical Center | Hackensack | $633.90 | $110.79 – $1,513.47 |
| Ocean University Medical Center | Brick | $588.26 | $254.75 – $1,325.05 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $596.31 | $316.60 – $1,403.35 |
| Jersey Shore University Medical Center | Neptune City | $595.79 | $254.75 – $1,503.68 |
| Raritan Bay Medical Center | Perth Amboy | $596.31 | $167.67 – $1,325.05 |
| Riverview Medical Center | Red Bank | $595.79 | $104.33 – $1,325.05 |
| Southern Ocean Medical Center | Manahawkin | $588.26 | $254.75 – $632.71 |