Aquatic exercise - group charge at Palisades Medical Center

7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$22.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$150.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.65 with HORIZON vs $725.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MEDICARE ADVANTAGE $22.65 ↑ +0%
AMERIGROUP MANAGED MEDICAID $22.65 ↑ +0%
AMERIGROUP MEDICARE ADVANTAGE $22.65 ↑ +0%
WELLCARE MANAGED MEDICAID $22.65 ↑ +0%
VACCN ALL PRODUCTS $22.65 ↑ +0%
UNITED HEALTHCARE MANAGED MEDICAID $22.65 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $22.65 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $23.78 ↑ +5%
AETNA MEDICARE ADVANTAGE $24.69 ↑ +9%
AETNA MANAGED MEDICAID $25.65 ↑ +13%
SEOUL MEDICAL GROUP ALL PRODUCTS $26.10 ↑ +15%
CLOVER MEDICARE ADVANTAGE $27.00 ↑ +19%
KARNA MEDICARE ADVANTAGE $31.11 ↑ +37%
HORIZON OMNIA $102.63 ↑ +353%
HORIZON WORKERS COMP $103.29 ↑ +356%
AETNA HMO $111.20 ↑ +391%
AETNA PPO $111.20 ↑ +391%
HORIZON PIP $112.50 ↑ +397%
ACTIVECARE FIRST MCO ALL PRODUCTS $120.00 ↑ +430%
HORIZON SHP $123.14 ↑ +444%
AMERIHEALTH LOCAL HMO $125.60 ↑ +455%
HORIZON HMO $126.84 ↑ +460%
MULTIPLAN - PHCS ALL PRODUCTS $127.50 ↑ +463%
HORIZON INDEMNITY $127.83 ↑ +464%
HORIZON PPO $130.05 ↑ +474%
BRIGHTON HEALTH PLAN ALL PRODUCTS $135.00 ↑ +496%
QUALCARE HMO $138.90 ↑ +513%
QUALCARE PPO $138.90 ↑ +513%
QUALCARE WORKERS COMP $138.90 ↑ +513%
AMERIHEALTH REGIONAL HMO $140.18 ↑ +519%
CIGNA PPO $143.45 ↑ +533%
CIGNA HMO $143.45 ↑ +533%
WELLCARE MEDICARE ADVANTAGE $224.00 ↑ +889%
BERGEN RISK ALL PRODUCTS $291.00 ↑ +1185%
OXFORD ALL PRODUCTS $558.00 ↑ +2364%
UNITED HEALTHCARE HMO $725.00 ↑ +3101%
HORIZON MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Aquatic exercise - group charge at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $60.00 $21.75 – $21.75
Bayshore Medical Center Holmdel $22.65 $22.65 – $447.00
Hackensack University Medical Center Hackensack $22.65 $18.12 – $406.00
Ocean University Medical Center Brick $22.65 $22.65 – $525.00
JFK Johnson Rehabilitation Institute (JRI) Edison $22.65 $22.65 – $525.00
Jersey Shore University Medical Center Neptune City $22.65 $18.12 – $561.00
Raritan Bay Medical Center Perth Amboy $22.65 $22.65 – $471.00
Riverview Medical Center Red Bank $22.65 $22.65 – $464.00

All New-jersey hospitals for this procedure →