Application skin substitute graft trunk/arms/legs <100 sq cm 1st 25 sq cm at Palisades Medical Center

7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$2,154.21

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,432.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$176.50 with KARNA vs $16,802.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $176.50 ↓ -92%
AETNA MANAGED MEDICAID $928.87 ↓ -57%
SEOUL MEDICAL GROUP ALL PRODUCTS $945.17 ↓ -56%
CLOVER MEDICARE ADVANTAGE $977.76 ↓ -55%
CIGNA HMO $2,127.00 ↓ -1%
AMERIGROUP MEDICARE ADVANTAGE $2,154.21 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $2,154.21 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $2,154.21 ↑ +0%
HORIZON MEDICARE ADVANTAGE $2,154.21 ↑ +0%
WELLCARE MANAGED MEDICAID $2,154.21 ↑ +0%
VACCN ALL PRODUCTS $2,154.21 ↑ +0%
HORIZON MANAGED MEDICAID $2,254.00 ↑ +5%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $2,261.92 ↑ +5%
AETNA MEDICARE ADVANTAGE $2,348.09 ↑ +9%
CIGNA PPO $2,383.00 ↑ +11%
HORIZON OMNIA $3,716.57 ↑ +73%
HORIZON PIP $4,074.00 ↑ +89%
BERGEN RISK ALL PRODUCTS $4,074.00 ↑ +89%
ACTIVECARE FIRST MCO ALL PRODUCTS $4,345.60 ↑ +102%
HORIZON SHP $4,459.13 ↑ +107%
AMERIHEALTH LOCAL HMO $4,548.21 ↑ +111%
HORIZON HMO $4,593.30 ↑ +113%
MULTIPLAN - PHCS ALL PRODUCTS $4,617.20 ↑ +114%
HORIZON INDEMNITY $4,629.15 ↑ +115%
HORIZON PPO $4,709.54 ↑ +119%
QUALCARE PPO $5,030.03 ↑ +133%
QUALCARE WORKERS COMP $5,030.03 ↑ +133%
QUALCARE HMO $5,030.03 ↑ +133%
AMERIHEALTH REGIONAL HMO $5,076.20 ↑ +136%
OXFORD ALL PRODUCTS $6,080.00 ↑ +182%
UNITED HEALTHCARE HMO $7,538.00 ↑ +250%
AETNA PPO $7,770.00 ↑ +261%
AETNA HMO $7,770.00 ↑ +261%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +361%
HORIZON WORKERS COMP $16,802.00 ↑ +680%
UNITED HEALTHCARE MANAGED MEDICAID not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

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Application skin substitute graft trunk/arms/legs <100 sq cm 1st 25 sq cm at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $2,024.70 $2,024.70 – $2,429.64
Hackensack University Medical Center Hackensack $2,154.21 $176.50 – $2,261.92
Ocean University Medical Center Brick $1,999.13 $171.58 – $2,398.95
JFK Johnson Rehabilitation Institute (JRI) Edison $2,026.46 $162.72 – $2,026.46
Jersey Shore University Medical Center Neptune City $2,024.70 $171.58 – $2,429.64
Raritan Bay Medical Center Perth Amboy $2,026.46 $176.50 – $2,431.75
Riverview Medical Center Red Bank $2,024.70 $171.58 – $2,429.64
Southern Ocean Medical Center Manahawkin $1,999.13 $171.58 – $2,398.95

All New-jersey hospitals for this procedure →