Allergy Skin Testing at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$1,198.14
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,541.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$6.55 with KARNA vs $1,473.66 with CIGNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $6.55 | ↓ -99% |
| HORIZON | MANAGED MEDICAID | $9.85 | ↓ -99% |
| AETNA | MANAGED MEDICAID | $263.51 | ↓ -78% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $268.13 | ↓ -78% |
| CLOVER | MEDICARE ADVANTAGE | $277.38 | ↓ -77% |
| OXFORD | ALL PRODUCTS | $594.00 | ↓ -50% |
| UNITED HEALTHCARE | HMO | $803.00 | ↓ -33% |
| AETNA | HMO | $970.21 | ↓ -19% |
| AETNA | PPO | $970.21 | ↓ -19% |
| HORIZON | OMNIA | $1,054.35 | ↓ -12% |
| HORIZON | WORKERS COMP | $1,061.13 | ↓ -11% |
| BERGEN RISK | ALL PRODUCTS | $1,155.75 | ↓ -4% |
| HORIZON | PIP | $1,155.75 | ↓ -4% |
| WELLCARE | MEDICARE ADVANTAGE | $1,198.14 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $1,198.14 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $1,198.14 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $1,198.14 | ↑ +0% |
| VACCN | ALL PRODUCTS | $1,198.14 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $1,198.14 | ↑ +0% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $1,232.80 | ↑ +3% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $1,258.05 | ↑ +5% |
| HORIZON | SHP | $1,265.01 | ↑ +6% |
| AMERIHEALTH | LOCAL HMO | $1,290.28 | ↑ +8% |
| HORIZON | HMO | $1,303.07 | ↑ +9% |
| AETNA | MEDICARE ADVANTAGE | $1,305.97 | ↑ +9% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $1,309.85 | ↑ +9% |
| HORIZON | INDEMNITY | $1,313.24 | ↑ +10% |
| HORIZON | PPO | $1,336.05 | ↑ +12% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $1,386.90 | ↑ +16% |
| QUALCARE | HMO | $1,426.97 | ↑ +19% |
| QUALCARE | PPO | $1,426.97 | ↑ +19% |
| QUALCARE | WORKERS COMP | $1,426.97 | ↑ +19% |
| AMERIHEALTH | REGIONAL HMO | $1,440.06 | ↑ +20% |
| CIGNA | PPO | $1,473.66 | ↑ +23% |
| CIGNA | HMO | $1,473.66 | ↑ +23% |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |