Njx interlaminar lmbr/sac at Newark Beth Israel Medical Center
201 Lyons Ave, Newark, NJ · RWJBarnabas Health · · NPI 1215027966
$4,881.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,607.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$145.82 with United Healthcare vs $4,049.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Community Plan | $145.82 | ↓ -97% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $166.64 | ↓ -97% |
| Aetna | Better Health | $897.42 | ↓ -82% |
| Fidelis Care | NJ Family Care | $936.37 | ↓ -81% |
| Clover Health | Medicare Advantage | $998.83 | ↓ -80% |
| Aetna | Medicare | $998.83 | ↓ -80% |
| Humana | Medicare | $998.83 | ↓ -80% |
| Wellpoint | Medicare Advantage | $998.83 | ↓ -80% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $998.83 | ↓ -80% |
| Fidelis Care | Medicare Advantage | $998.83 | ↓ -80% |
| United Healthcare | Medicare | $1,018.81 | ↓ -79% |
| Amerihealth | Local Value | $1,335.67 | ↓ -73% |
| Amerihealth | Regional Preferred | $1,692.04 | ↓ -65% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $1,879.96 | ↓ -61% |
| Wellcare | Ambetter Health Commercial | $1,987.67 | ↓ -59% |
| Emblem Health | Commercial | $1,997.66 | ↓ -59% |
| Cigna | Local Plus | $2,001.00 | ↓ -59% |
| First Health | Commercial | $2,164.20 | ↓ -56% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $2,341.30 | ↓ -52% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $2,493.15 | ↓ -49% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $2,516.60 | ↓ -48% |
| Cigna | HMO | $2,543.00 | ↓ -48% |
| Qualcare Inc | HMO/POS | $2,564.57 | ↓ -47% |
| United Healthcare | Oxford Metro | $2,678.00 | ↓ -45% |
| Cigna | PPO | $2,678.00 | ↓ -45% |
| United Healthcare | Nexus | $2,843.00 | ↓ -42% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $3,065.95 | ↓ -37% |
| Qualcare Inc | PPO/WC | $3,138.09 | ↓ -36% |
| United Healthcare | Oxford Commercial | $3,151.00 | ↓ -35% |
| Wellpoint | NJ Family Care | $3,266.00 | ↓ -33% |
| United Healthcare | Commercial | $3,345.00 | ↓ -31% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $3,366.41 | ↓ -31% |
| Aetna | PPO | $4,049.00 | ↓ -17% |
| Aetna | HMO | $4,049.00 | ↓ -17% |
Visitor-reported prices
Comments
Njx interlaminar lmbr/sac at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $141.66 – $1,945.96 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $166.64 – $1,997.66 |
| Community Medical Center | Toms River | $3,786.00 | $166.64 – $1,936.23 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $166.64 – $1,987.67 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $166.64 – $2,086.44 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $166.64 – $1,961.01 |
| Bayshore Medical Center | Holmdel | $985.43 | $985.43 – $1,182.51 |
| Hackensack University Medical Center | Hackensack | $1,048.46 | $226.80 – $1,100.88 |