Ins cath ren art 1st uni at Newark Beth Israel Medical Center
201 Lyons Ave, Newark, NJ · RWJBarnabas Health · · NPI 1215027966
$4,881.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$8,561.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$677.41 with United Healthcare vs $7,989.98 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Community Plan | $677.41 | ↓ -86% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $1,071.79 | ↓ -78% |
| Aetna | Better Health | $2,129.97 | ↓ -56% |
| Fidelis Care | NJ Family Care | $2,222.43 | ↓ -54% |
| Amerihealth | Local Value | $3,170.13 | ↓ -35% |
| Wellpoint | NJ Family Care | $3,266.00 | ↓ -33% |
| Wellpoint | Medicare Advantage | $3,531.24 | ↓ -28% |
| Humana | Medicare | $3,531.24 | ↓ -28% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $3,531.24 | ↓ -28% |
| Aetna | Medicare | $3,531.24 | ↓ -28% |
| Fidelis Care | Medicare Advantage | $3,531.24 | ↓ -28% |
| Clover Health | Medicare Advantage | $3,531.24 | ↓ -28% |
| United Healthcare | Medicare | $3,601.86 | ↓ -26% |
| Amerihealth | Regional Preferred | $4,015.96 | ↓ -18% |
| Cigna | Local Plus | $4,016.82 | ↓ -18% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $4,461.99 | ↓ -9% |
| Aetna | HMO | $4,908.00 | ↑ +1% |
| Aetna | PPO | $4,908.00 | ↑ +1% |
| Cigna | HMO | $5,104.06 | ↑ +5% |
| First Health | Commercial | $5,136.60 | ↑ +5% |
| United Healthcare | Oxford Metro | $5,145.00 | ↑ +5% |
| Cigna | PPO | $5,375.45 | ↑ +10% |
| United Healthcare | Nexus | $5,463.00 | ↑ +12% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $5,556.94 | ↑ +14% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $5,917.36 | ↑ +21% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $5,973.00 | ↑ +22% |
| United Healthcare | Oxford Commercial | $6,053.00 | ↑ +24% |
| Qualcare Inc | HMO/POS | $6,086.87 | ↑ +25% |
| United Healthcare | Commercial | $6,427.00 | ↑ +32% |
| Wellcare | Ambetter Health Commercial | $7,027.17 | ↑ +44% |
| Emblem Health | Commercial | $7,062.48 | ↑ +45% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $7,276.85 | ↑ +49% |
| Qualcare Inc | PPO/WC | $7,448.07 | ↑ +53% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $7,989.98 | ↑ +64% |
Visitor-reported prices
Comments
Ins cath ren art 1st uni at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $658.05 – $6,879.68 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $1,071.79 – $7,062.48 |
| Community Medical Center | Toms River | $3,786.00 | $1,071.79 – $6,845.28 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $1,071.79 – $7,027.17 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $851.60 – $7,376.29 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $1,071.79 – $6,932.84 |
| Bayshore Medical Center | Holmdel | $3,483.84 | $3,483.84 – $4,180.61 |
| Hackensack University Medical Center | Hackensack | $3,706.68 | $519.95 – $3,892.02 |