Eval aud funcj ea addl 15 at Newark Beth Israel Medical Center
201 Lyons Ave, Newark, NJ · RWJBarnabas Health · · NPI 1215027966
$45.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$218.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$10.67 with United Healthcare vs $203.45 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Community Plan | $10.67 | ↓ -76% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $36.36 | ↓ -20% |
| Aetna | Better Health | $54.23 | ↑ +19% |
| Fidelis Care | NJ Family Care | $56.59 | ↑ +25% |
| United Healthcare | Oxford Metro | $60.60 | ↑ +33% |
| United Healthcare | Nexus | $60.60 | ↑ +33% |
| United Healthcare | Oxford Commercial | $71.28 | ↑ +57% |
| United Healthcare | Commercial | $71.28 | ↑ +57% |
| Aetna | HMO | $109.00 | ↑ +140% |
| Aetna | PPO | $109.00 | ↑ +140% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $113.62 | ↑ +150% |
| Wellpoint | NJ Family Care | $124.26 | ↑ +174% |
| Cigna | Local Plus | $125.69 | ↑ +177% |
| First Health | Commercial | $130.80 | ↑ +188% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $141.50 | ↑ +212% |
| Amerihealth | Regional Preferred | $150.68 | ↑ +232% |
| Amerihealth | Local Value | $150.68 | ↑ +232% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $150.68 | ↑ +232% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $152.09 | ↑ +235% |
| Cigna | HMO | $159.72 | ↑ +252% |
| Qualcare Inc | HMO/POS | $167.42 | ↑ +269% |
| Cigna | PPO | $168.23 | ↑ +271% |
| Qualcare Inc | PPO/WC | $178.54 | ↑ +293% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $185.30 | ↑ +308% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $203.45 | ↑ +348% |
Visitor-reported prices
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Eval aud funcj ea addl 15 at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Robert Wood Johnson University Hospital | New Brunswick | $46.49 | $18.24 – $35.14 |
| Robert Wood Johnson University Hospital Somerset | Somerville | $13.85 | $10.97 – $18.24 |
| Trinitas Regional Medical Center | Elizabeth | not published | $10.36 – $31.53 |
| Cooperman Barnabas Medical Center | Livingston | not published | $20.05 – $20.05 |
| Community Medical Center | Toms River | not published | $20.54 – $20.54 |
| Clara Maass Medical Center | Belleville | not published | $19.81 – $19.81 |
| Jersey City Medical Center | Jersey City | not published | $13.41 – $21.74 |
| Monmouth Medical Center | Long Branch | not published | $39.62 – $39.62 |