ER Visit (level 3) at Newark Beth Israel Medical Center
201 Lyons Ave, Newark, NJ · RWJBarnabas Health · · NPI 1215027966
$483.46
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,321.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$37.79 with United Healthcare vs $3,034.00 with Amerihealth — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Community Plan | $37.79 | ↓ -92% |
| Humana | Medicare | $310.65 | ↓ -36% |
| Aetna | Medicare | $310.65 | ↓ -36% |
| Fidelis Care | Medicare Advantage | $310.65 | ↓ -36% |
| Clover Health | Medicare Advantage | $310.65 | ↓ -36% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $310.65 | ↓ -36% |
| Wellpoint | Medicare Advantage | $310.65 | ↓ -36% |
| United Healthcare | Medicare | $316.86 | ↓ -34% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $570.00 | ↑ +18% |
| Aetna | Better Health | $577.46 | ↑ +19% |
| Fidelis Care | NJ Family Care | $602.53 | ↑ +25% |
| Wellcare | Ambetter Health Commercial | $618.19 | ↑ +28% |
| Wellpoint | NJ Family Care | $620.00 | ↑ +28% |
| Emblem Health | Commercial | $875.00 | ↑ +81% |
| Cigna | Local Plus | $1,047.00 | ↑ +117% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $1,229.00 | ↑ +154% |
| United Healthcare | Oxford Metro | $1,267.00 | ↑ +162% |
| Cigna | HMO | $1,330.00 | ↑ +175% |
| United Healthcare | Nexus | $1,346.00 | ↑ +178% |
| Aetna | HMO | $1,349.00 | ↑ +179% |
| Aetna | PPO | $1,349.00 | ↑ +179% |
| Qualcare Inc | HMO/POS | $1,387.00 | ↑ +187% |
| First Health | Commercial | $1,392.60 | ↑ +188% |
| Cigna | PPO | $1,401.00 | ↑ +190% |
| United Healthcare | Oxford Commercial | $1,491.00 | ↑ +208% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $1,526.00 | ↑ +216% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $1,568.00 | ↑ +224% |
| United Healthcare | Commercial | $1,583.00 | ↑ +227% |
| Qualcare Inc | PPO/WC | $1,900.89 | ↑ +293% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $2,166.18 | ↑ +348% |
| Amerihealth | Local Value | $2,488.00 | ↑ +415% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $2,930.00 | ↑ +506% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $2,958.00 | ↑ +512% |
| Amerihealth | Regional Preferred | $3,034.00 | ↑ +528% |
Visitor-reported prices
Comments
ER Visit (level 3) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $424.38 | $36.71 – $1,330.00 |
| Cooperman Barnabas Medical Center | Livingston | $491.81 | $310.65 – $1,446.00 |
| Community Medical Center | Toms River | $468.93 | $302.61 – $1,600.00 |
| Clara Maass Medical Center | Belleville | $482.92 | $310.65 – $1,387.00 |
| Jersey City Medical Center | Jersey City | $469.83 | $47.51 – $1,387.00 |
| Monmouth Medical Center | Long Branch | $494.70 | $306.48 – $1,387.00 |
| Bayshore Medical Center | Holmdel | $306.48 | $306.48 – $1,787.00 |
| Hackensack University Medical Center | Hackensack | $326.08 | $118.01 – $1,944.00 |