Electrophysiology evaluation at Newark Beth Israel Medical Center
201 Lyons Ave, Newark, NJ · RWJBarnabas Health · · NPI 1215027966
$798.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,832.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$243.60 with United Healthcare vs $9,200.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Community Plan | $243.60 | ↓ -69% |
| Aetna | Better Health | $953.40 | ↑ +19% |
| Fidelis Care | NJ Family Care | $994.78 | ↑ +25% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $1,997.23 | ↑ +150% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $2,058.84 | ↑ +158% |
| Wellpoint | NJ Family Care | $2,184.24 | ↑ +174% |
| First Health | Commercial | $2,299.20 | ↑ +188% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $2,487.35 | ↑ +212% |
| United Healthcare | Oxford Metro | $2,626.00 | ↑ +229% |
| Amerihealth | Regional Preferred | $2,648.67 | ↑ +232% |
| Amerihealth | Local Value | $2,648.67 | ↑ +232% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $2,648.67 | ↑ +232% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $2,673.58 | ↑ +235% |
| United Healthcare | Nexus | $2,788.00 | ↑ +249% |
| Qualcare Inc | HMO/POS | $2,942.97 | ↑ +269% |
| United Healthcare | Oxford Commercial | $3,089.00 | ↑ +287% |
| Qualcare Inc | PPO/WC | $3,138.40 | ↑ +293% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $3,257.20 | ↑ +308% |
| United Healthcare | Commercial | $3,280.00 | ↑ +311% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $3,576.40 | ↑ +348% |
| Aetna | PPO | $9,200.00 | ↑ +1053% |
| Aetna | HMO | $9,200.00 | ↑ +1053% |
Visitor-reported prices
Comments
Electrophysiology evaluation at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $812.00 | $1,135.44 – $1,135.44 |
| Clara Maass Medical Center | Belleville | $918.91 | $1,121.76 – $1,121.76 |
| Jersey City Medical Center | Jersey City | $796.28 | $306.24 – $1,231.20 |
| Robert Wood Johnson University Hospital | New Brunswick | $817.36 | $227.29 – $1,032.84 |
| Robert Wood Johnson University Hospital Rahway | Rahway | $595.98 | $1,320.12 – $1,320.12 |
| Trinitas Regional Medical Center | Elizabeth | not published | $236.64 – $1,785.24 |
| Community Medical Center | Toms River | not published | $1,162.80 – $1,162.80 |
| Monmouth Medical Center | Long Branch | not published | $2,243.52 – $2,243.52 |