Bone marrow interpretation at Newark Beth Israel Medical Center

201 Lyons Ave, Newark, NJ · RWJBarnabas Health · · NPI 1215027966

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$254.12

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,220.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$39.36 with Horizon Blue Cross Blue Shield of New Jersey vs $1,833.00 with Emblem Health — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $39.36 ↓ -85%
United Healthcare Community Plan $58.50 ↓ -77%
Aetna HMO $61.02 ↓ -76%
Aetna PPO $61.02 ↓ -76%
Fidelis Care NJ Family Care $66.85 ↓ -74%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $76.27 ↓ -70%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $76.27 ↓ -70%
Horizon Blue Cross Blue Shield of New Jersey Omnia $76.27 ↓ -70%
Horizon Blue Cross Blue Shield of New Jersey Managed $76.27 ↓ -70%
Amerihealth Regional Preferred $102.47 ↓ -60%
Amerihealth Local Value $102.47 ↓ -60%
Cigna HMO $102.71 ↓ -60%
Cigna Local Plus $102.71 ↓ -60%
Cigna PPO $102.71 ↓ -60%
Aetna Better Health $303.53 ↑ +19%
United Healthcare Oxford Commercial $345.51 ↑ +36%
United Healthcare Commercial $345.51 ↑ +36%
United Healthcare Oxford Metro $364.96 ↑ +44%
United Healthcare Nexus $364.96 ↑ +44%
Wellpoint NJ Family Care $695.40 ↑ +174%
First Health Commercial $732.00 ↑ +188%
Aetna Medicare $916.50 ↑ +261%
Wellpoint Medicare Advantage $916.50 ↑ +261%
Clover Health Medicare Advantage $916.50 ↑ +261%
Fidelis Care Medicare Advantage $916.50 ↑ +261%
Humana Medicare $916.50 ↑ +261%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $916.50 ↑ +261%
United Healthcare Medicare $934.83 ↑ +268%
Qualcare Inc HMO/POS $936.96 ↑ +269%
Qualcare Inc PPO/WC $999.18 ↑ +293%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $1,037.00 ↑ +308%
Horizon Blue Cross Blue Shield of New Jersey PIP $1,138.62 ↑ +348%
Wellcare Ambetter Health Commercial $1,823.84 ↑ +618%
Emblem Health Commercial $1,833.00 ↑ +621%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Bone marrow interpretation at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $198.77 $56.82 – $1,785.54
Cooperman Barnabas Medical Center Livingston $258.51 $39.36 – $1,833.00
Community Medical Center Toms River $219.63 $39.36 – $1,776.61
Clara Maass Medical Center Belleville $269.31 $39.36 – $1,823.84
Jersey City Medical Center Jersey City $220.06 $39.36 – $1,914.44
Monmouth Medical Center Long Branch $231.70 $39.36 – $1,799.34
Bayshore Medical Center Holmdel $904.19 $90.99 – $1,346.75
Hackensack University Medical Center Hackensack $962.03 $35.68 – $1,515.40

All New-jersey hospitals for this procedure →