Ablation cryo pq liver tumor(s) at Newark Beth Israel Medical Center
201 Lyons Ave, Newark, NJ · RWJBarnabas Health · · NPI 1215027966
$4,881.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$16,204.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3,110.24 with United Healthcare vs $23,361.12 with Emblem Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Community Plan | $3,110.24 | ↓ -36% |
| Wellpoint | NJ Family Care | $3,266.00 | ↓ -33% |
| Aetna | Better Health | $4,031.55 | ↓ -17% |
| Fidelis Care | NJ Family Care | $4,206.55 | ↓ -14% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $5,664.49 | ↑ +16% |
| Amerihealth | Local Value | $6,000.34 | ↑ +23% |
| Cigna | Local Plus | $7,208.00 | ↑ +48% |
| Amerihealth | Regional Preferred | $7,601.29 | ↑ +56% |
| United Healthcare | Oxford Metro | $7,624.00 | ↑ +56% |
| United Healthcare | Nexus | $8,095.00 | ↑ +66% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $8,445.52 | ↑ +73% |
| United Healthcare | Oxford Commercial | $8,969.00 | ↑ +84% |
| Cigna | HMO | $9,159.00 | ↑ +88% |
| United Healthcare | Commercial | $9,523.00 | ↑ +95% |
| Cigna | PPO | $9,647.00 | ↑ +98% |
| First Health | Commercial | $9,722.40 | ↑ +99% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $10,518.01 | ↑ +115% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $11,200.20 | ↑ +129% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $11,305.53 | ↑ +132% |
| Qualcare Inc | HMO/POS | $11,521.04 | ↑ +136% |
| Humana | Medicare | $11,680.56 | ↑ +139% |
| Fidelis Care | Medicare Advantage | $11,680.56 | ↑ +139% |
| Clover Health | Medicare Advantage | $11,680.56 | ↑ +139% |
| Wellpoint | Medicare Advantage | $11,680.56 | ↑ +139% |
| Aetna | Medicare | $11,680.56 | ↑ +139% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $11,680.56 | ↑ +139% |
| United Healthcare | Medicare | $11,914.17 | ↑ +144% |
| Aetna | HMO | $12,513.00 | ↑ +156% |
| Aetna | PPO | $12,513.00 | ↑ +156% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $13,773.40 | ↑ +182% |
| Qualcare Inc | PPO/WC | $14,097.48 | ↑ +189% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $15,123.19 | ↑ +210% |
| Wellcare | Ambetter Health Commercial | $23,244.31 | ↑ +376% |
| Emblem Health | Commercial | $23,361.12 | ↑ +379% |
Visitor-reported prices
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Ablation cryo pq liver tumor(s) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $2,434.64 – $22,756.42 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $5,664.49 – $23,361.12 |
| Community Medical Center | Toms River | $3,786.00 | $5,664.49 – $22,642.64 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $5,664.49 – $23,244.31 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $3,910.01 – $24,399.15 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $5,664.49 – $22,932.28 |
| Bayshore Medical Center | Holmdel | $11,523.76 | $11,523.76 – $13,828.52 |
| Hackensack University Medical Center | Hackensack | $12,260.88 | $920.52 – $12,873.92 |