X-ray exam of sinuses at Robert Wood Johnson University Hospital

1 Robert Wood Johnson Pl, New Brunswick, NJ · RWJBarnabas Health · · NPI 1346243375

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$74.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$350.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.80 with Wellpoint vs $291.20 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint NJ Family Care $26.80 ↓ -64%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $32.80 ↓ -56%
Amerihealth Regional Preferred $44.75 ↓ -40%
Amerihealth Local Value $44.75 ↓ -40%
United Healthcare Community Plan $47.53 ↓ -36%
Horizon Blue Cross Blue Shield of New Jersey Managed $49.54 ↓ -34%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $49.54 ↓ -34%
Horizon Blue Cross Blue Shield of New Jersey Omnia $49.54 ↓ -34%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $49.54 ↓ -34%
Aetna Better Health $52.04 ↓ -30%
Fidelis Care NJ Family Care $56.00 ↓ -25%
Aetna PPO $68.13 ↓ -9%
Aetna HMO $68.13 ↓ -9%
Wellpoint Medicare Advantage $102.17 ↑ +37%
Clover Health Medicare Advantage $102.17 ↑ +37%
Aetna Medicare $102.17 ↑ +37%
Humana Medicare $102.17 ↑ +37%
Fidelis Care Medicare Advantage $102.17 ↑ +37%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $102.17 ↑ +37%
United Healthcare Medicare $104.21 ↑ +40%
United Healthcare Nexus $116.42 ↑ +56%
United Healthcare Oxford Metro $116.42 ↑ +56%
Cigna PPO $124.85 ↑ +67%
Cigna HMO $124.85 ↑ +67%
United Healthcare Oxford Commercial $126.10 ↑ +69%
United Healthcare Commercial $126.10 ↑ +69%
Qualcare Inc WC $133.00 ↑ +78%
Qualcare Inc PPO $133.00 ↑ +78%
Qualcare Inc HMO/POS $133.00 ↑ +78%
Wellcare Ambetter Health Commercial $203.32 ↑ +172%
First Health Commercial $210.00 ↑ +181%
Emblem Health Commercial $214.56 ↑ +187%
Horizon Blue Cross Blue Shield of New Jersey PIP $264.28 ↑ +254%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $291.20 ↑ +290%

Visitor-reported prices

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X-ray exam of sinuses at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $65.69 $16.84 – $192.46
Community Medical Center Toms River $72.59 $32.80 – $191.50
Clara Maass Medical Center Belleville $72.59 $32.80 – $196.59
Newark Beth Israel Medical Center Newark $72.90 $17.34 – $197.58
Jersey City Medical Center Jersey City $72.73 $21.79 – $206.34
Bayshore Medical Center Holmdel $97.46 $46.88 – $219.04
Hackensack University Medical Center Hackensack $103.69 $29.73 – $250.18
Ocean University Medical Center Brick $96.23 $46.88 – $96.23

All New-jersey hospitals for this procedure →