So neo gsap dna mcrstl ins at Robert Wood Johnson University Hospital

1 Robert Wood Johnson Pl, New Brunswick, NJ · RWJBarnabas Health · · NPI 1346243375

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,496.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$149.60 with Horizon Blue Cross Blue Shield of New Jersey vs $1,883.43 with Emblem Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $149.60
United Healthcare Community Plan $203.15
Aetna Better Health $222.45
Fidelis Care NJ Family Care $239.36
United Healthcare Oxford Metro $421.53
United Healthcare Nexus $421.53
United Healthcare Oxford Commercial $493.28
United Healthcare Commercial $493.28
Amerihealth Local Value $523.45
Qualcare Inc WC $568.48
Qualcare Inc HMO/POS $568.48
Qualcare Inc PPO $568.48
Amerihealth Regional Preferred $717.48
Cigna PPO $723.16
Horizon Blue Cross Blue Shield of New Jersey Omnia $788.39
Wellpoint Medicare Advantage $896.87
Humana Medicare $896.87
Aetna Medicare $896.87
Clover Health Medicare Advantage $896.87
Fidelis Care Medicare Advantage $896.87
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $896.87
First Health Commercial $897.60
United Healthcare Medicare $914.81
Cigna HMO $926.62
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $1,085.94
Aetna PPO $1,121.09
Aetna HMO $1,121.09
Horizon Blue Cross Blue Shield of New Jersey PIP $1,129.62
Horizon Blue Cross Blue Shield of New Jersey Managed $1,146.23
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $1,157.00
Wellpoint NJ Family Care $1,167.73
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $1,244.67
Wellcare Ambetter Health Commercial $1,784.77
Emblem Health Commercial $1,883.43

Visitor-reported prices

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So neo gsap dna mcrstl ins at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $896.87 $896.87 – $1,076.24
Hackensack University Medical Center Hackensack $896.87 $717.50 – $1,121.09
Ocean University Medical Center Brick $896.87 $896.87 – $1,076.24
JFK Johnson Rehabilitation Institute (JRI) Edison $896.87 $896.87 – $941.71
Jersey Shore University Medical Center Neptune City $896.87 $717.50 – $1,076.24
Palisades Medical Center North Bergen $896.87 $896.87 – $977.59
Raritan Bay Medical Center Perth Amboy $896.87 $896.87 – $1,076.24
Riverview Medical Center Red Bank $896.87 $896.87 – $1,076.24

All New-jersey hospitals for this procedure →