Neck (Cervical Spine) MRI (without contrast) at Robert Wood Johnson University Hospital

1 Robert Wood Johnson Pl, New Brunswick, NJ · RWJBarnabas Health · · NPI 1346243375

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$587.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,756.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$201.40 with Wellpoint vs $2,292.99 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint NJ Family Care $201.40 ↓ -66%
Humana Medicare $280.47 ↓ -52%
Clover Health Medicare Advantage $280.47 ↓ -52%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $280.47 ↓ -52%
Aetna Medicare $280.47 ↓ -52%
Wellpoint Medicare Advantage $280.47 ↓ -52%
Fidelis Care Medicare Advantage $280.47 ↓ -52%
United Healthcare Medicare $286.08 ↓ -51%
United Healthcare Oxford Metro $312.92 ↓ -47%
United Healthcare Nexus $312.92 ↓ -47%
Aetna HMO $351.40 ↓ -40%
Aetna PPO $351.40 ↓ -40%
United Healthcare Oxford Commercial $368.20 ↓ -37%
United Healthcare Commercial $368.20 ↓ -37%
United Healthcare Community Plan $374.26 ↓ -36%
Aetna Better Health $409.81 ↓ -30%
Cigna HMO $414.00 ↓ -30%
Cigna PPO $436.00 ↓ -26%
Fidelis Care NJ Family Care $440.96 ↓ -25%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $541.20 ↓ -8%
Wellcare Ambetter Health Commercial $558.14 ↓ -5%
Emblem Health Commercial $588.99 ↑ +0%
Amerihealth Local Value $664.30 ↑ +13%
Amerihealth Regional Preferred $664.30 ↑ +13%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $923.38 ↑ +57%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $923.38 ↑ +57%
Horizon Blue Cross Blue Shield of New Jersey Managed $923.38 ↑ +57%
Horizon Blue Cross Blue Shield of New Jersey Omnia $923.38 ↑ +57%
Qualcare Inc WC $1,047.28 ↑ +78%
Qualcare Inc PPO $1,047.28 ↑ +78%
Qualcare Inc HMO/POS $1,047.28 ↑ +78%
First Health Commercial $1,653.60 ↑ +181%
Horizon Blue Cross Blue Shield of New Jersey PIP $2,081.05 ↑ +254%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $2,292.99 ↑ +290%

Visitor-reported prices

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Neck (Cervical Spine) MRI (without contrast) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $517.30 $101.61 – $896.25
Cooperman Barnabas Medical Center Livingston $583.99 $271.19 – $2,072.00
Community Medical Center Toms River $571.59 $264.17 – $2,072.00
Clara Maass Medical Center Belleville $548.16 $271.19 – $2,072.00
Childrens Specialized Hospital Mountainside $1,200.50 $330.00 – $330.00
Newark Beth Israel Medical Center Newark $574.07 $104.60 – $2,072.00
Jersey City Medical Center Jersey City $572.69 $131.50 – $2,010.00
Monmouth Medical Center Long Branch $603.01 $267.55 – $2,072.00

All New-jersey hospitals for this procedure →