MRI chest w IV cont at Robert Wood Johnson University Hospital
1 Robert Wood Johnson Pl, New Brunswick, NJ · RWJBarnabas Health · · NPI 1346243375
$791.55
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,711.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$341.33 with Wellpoint vs $3,087.55 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | NJ Family Care | $341.33 | ↓ -57% |
| Cigna | HMO | $414.00 | ↓ -48% |
| Cigna | PPO | $436.00 | ↓ -45% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $488.72 | ↓ -38% |
| United Healthcare | Community Plan | $503.95 | ↓ -36% |
| Aetna | Better Health | $551.82 | ↓ -30% |
| Fidelis Care | NJ Family Care | $593.76 | ↓ -25% |
| Amerihealth | Regional Preferred | $769.19 | ↓ -3% |
| Amerihealth | Local Value | $769.19 | ↓ -3% |
| Aetna | HMO | $845.05 | ↑ +7% |
| Aetna | PPO | $845.05 | ↑ +7% |
| Fidelis Care | Medicare Advantage | $916.72 | ↑ +16% |
| Wellpoint | Medicare Advantage | $916.72 | ↑ +16% |
| Clover Health | Medicare Advantage | $916.72 | ↑ +16% |
| Aetna | Medicare | $916.72 | ↑ +16% |
| Humana | Medicare | $916.72 | ↑ +16% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $916.72 | ↑ +16% |
| United Healthcare | Medicare | $935.05 | ↑ +18% |
| United Healthcare | Nexus | $992.61 | ↑ +25% |
| United Healthcare | Oxford Metro | $992.61 | ↑ +25% |
| United Healthcare | Oxford Commercial | $1,075.70 | ↑ +36% |
| United Healthcare | Commercial | $1,075.70 | ↑ +36% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $1,293.82 | ↑ +63% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $1,293.82 | ↑ +63% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $1,293.82 | ↑ +63% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $1,293.82 | ↑ +63% |
| Qualcare Inc | WC | $1,410.18 | ↑ +78% |
| Qualcare Inc | PPO | $1,410.18 | ↑ +78% |
| Qualcare Inc | HMO/POS | $1,410.18 | ↑ +78% |
| Wellcare | Ambetter Health Commercial | $1,824.27 | ↑ +130% |
| Emblem Health | Commercial | $1,925.11 | ↑ +143% |
| First Health | Commercial | $2,226.60 | ↑ +181% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $2,802.17 | ↑ +254% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $3,087.55 | ↑ +290% |
Visitor-reported prices
Comments
MRI chest w IV cont at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $714.76 | $200.48 – $1,726.88 |
| Community Medical Center | Toms River | $789.77 | $326.00 – $2,072.00 |
| Clara Maass Medical Center | Belleville | $706.09 | $326.00 – $2,072.00 |
| Newark Beth Israel Medical Center | Newark | $773.00 | $206.38 – $2,072.00 |
| Jersey City Medical Center | Jersey City | $791.30 | $259.45 – $2,010.00 |
| Monmouth Medical Center | Long Branch | $833.19 | $326.00 – $2,072.00 |
| Bayshore Medical Center | Holmdel | $874.49 | $874.49 – $4,332.00 |
| Hackensack University Medical Center | Hackensack | $930.42 | $443.04 – $4,332.00 |