Ins pm gen exist dual lead at Robert Wood Johnson University Hospital
1 Robert Wood Johnson Pl, New Brunswick, NJ · RWJBarnabas Health · · NPI 1346243375
$5,741.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$44,593.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$274.17 with Wellpoint vs $54,694.00 with Emblem Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | NJ Family Care | $274.17 | ↓ -95% |
| United Healthcare | Community Plan | $6,055.72 | ↑ +5% |
| Aetna | Better Health | $6,630.97 | ↑ +16% |
| Fidelis Care | NJ Family Care | $7,134.88 | ↑ +24% |
| Qualcare Inc | HMO/POS | $9,098.00 | ↑ +58% |
| Qualcare Inc | PPO | $10,939.00 | ↑ +91% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $17,048.00 | ↑ +197% |
| Qualcare Inc | WC | $22,386.00 | ↑ +290% |
| Wellpoint | Medicare Advantage | $26,044.76 | ↑ +354% |
| Humana | Medicare | $26,044.76 | ↑ +354% |
| Aetna | Medicare | $26,044.76 | ↑ +354% |
| Clover Health | Medicare Advantage | $26,044.76 | ↑ +354% |
| Fidelis Care | Medicare Advantage | $26,044.76 | ↑ +354% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $26,044.76 | ↑ +354% |
| United Healthcare | Medicare | $26,565.66 | ↑ +363% |
| First Health | Commercial | $26,755.80 | ↑ +366% |
| Amerihealth | Local Value | $28,177.00 | ↑ +391% |
| Cigna | HMO | $32,859.00 | ↑ +472% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $33,672.17 | ↑ +487% |
| Cigna | PPO | $34,609.00 | ↑ +503% |
| Amerihealth | Regional Preferred | $35,220.00 | ↑ +513% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $35,708.00 | ↑ +522% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $37,101.37 | ↑ +546% |
| United Healthcare | Oxford Metro | $41,681.00 | ↑ +626% |
| Aetna | HMO | $42,450.00 | ↑ +639% |
| Aetna | PPO | $42,450.00 | ↑ +639% |
| United Healthcare | Nexus | $44,008.00 | ↑ +667% |
| United Healthcare | Oxford Commercial | $49,037.00 | ↑ +754% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $49,257.00 | ↑ +758% |
| United Healthcare | Commercial | $51,774.00 | ↑ +802% |
| Wellcare | Ambetter Health Commercial | $51,829.07 | ↑ +803% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $52,051.00 | ↑ +807% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $52,540.00 | ↑ +815% |
| Emblem Health | Commercial | $54,694.00 | ↑ +853% |
Visitor-reported prices
Comments
Ins pm gen exist dual lead at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $186.90 – $49,061.98 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $25,182.83 – $50,365.66 |
| Community Medical Center | Toms River | $3,786.00 | $24,530.99 – $48,816.67 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $25,182.83 – $50,113.83 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $192.40 – $50,365.66 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $241.88 – $52,603.62 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $24,844.79 – $49,441.13 |
| Bayshore Medical Center | Holmdel | $24,844.79 | $24,844.79 – $29,813.75 |