Cardiac Stress Test at Robert Wood Johnson University Hospital
1 Robert Wood Johnson Pl, New Brunswick, NJ · RWJBarnabas Health · · NPI 1346243375
$358.34
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,680.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$14.26 with Wellpoint vs $1,397.76 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | NJ Family Care | $14.26 | ↓ -96% |
| United Healthcare | Community Plan | $228.14 | ↓ -36% |
| Aetna | Better Health | $249.81 | ↓ -30% |
| Fidelis Care | NJ Family Care | $268.80 | ↓ -25% |
| United Healthcare | Oxford Metro | $395.00 | ↑ +10% |
| United Healthcare | Nexus | $395.00 | ↑ +10% |
| United Healthcare | Oxford Commercial | $465.00 | ↑ +30% |
| United Healthcare | Commercial | $465.00 | ↑ +30% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $517.93 | ↑ +45% |
| Amerihealth | Local Value | $587.83 | ↑ +64% |
| Qualcare Inc | WC | $638.40 | ↑ +78% |
| Qualcare Inc | PPO | $638.40 | ↑ +78% |
| Qualcare Inc | HMO/POS | $638.40 | ↑ +78% |
| Amerihealth | Regional Preferred | $805.72 | ↑ +125% |
| Cigna | PPO | $812.11 | ↑ +127% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $885.36 | ↑ +147% |
| First Health | Commercial | $1,008.00 | ↑ +181% |
| Cigna | HMO | $1,040.59 | ↑ +190% |
| Aetna | PPO | $1,108.80 | ↑ +209% |
| Aetna | HMO | $1,108.80 | ↑ +209% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $1,219.51 | ↑ +240% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $1,268.56 | ↑ +254% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $1,287.21 | ↑ +259% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $1,299.31 | ↑ +263% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $1,397.76 | ↑ +290% |
Visitor-reported prices
Comments
Cardiac Stress Test at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | not published | $37.12 – $895.23 |
| Cooperman Barnabas Medical Center | Livingston | not published | $395.00 – $569.38 |
| Community Medical Center | Toms River | not published | $395.00 – $583.10 |
| Clara Maass Medical Center | Belleville | not published | $345.00 – $562.52 |
| Newark Beth Israel Medical Center | Newark | not published | $38.21 – $1,032.43 |
| Jersey City Medical Center | Jersey City | not published | $48.03 – $617.40 |
| Monmouth Medical Center | Long Branch | not published | $395.00 – $1,125.04 |
| Bayshore Medical Center | Holmdel | not published | $1,040.00 – $1,165.00 |