X-ray thoracolumbar spine including skull cervical & sacral spine 1 view at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$97.46

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$286.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$44.96 with AMERIHEALTH vs $286.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AMERIHEALTH LOCAL HMO $44.96 ↓ -54%
AMERIHEALTH REGIONAL HMO $45.74 ↓ -53%
UNITED HEALTHCARE MANAGED MEDICAID $47.18 ↓ -52%
AETNA MANAGED MEDICAID $47.48 ↓ -51%
CLOVER MEDICARE ADVANTAGE $51.48 ↓ -47%
SEOUL MEDICAL GROUP ALL PRODUCTS $66.07 ↓ -32%
AETNA PPO $74.68 ↓ -23%
AETNA HMO $74.68 ↓ -23%
KARNA MEDICARE ADVANTAGE $78.41 ↓ -20%
VACCN ALL PRODUCTS $97.46 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $97.46 ↑ +0%
WELLCARE MANAGED MEDICAID $97.46 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $97.46 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $97.46 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $102.33 ↑ +5%
CIGNA PPO $106.02 ↑ +9%
CIGNA HMO $106.02 ↑ +9%
AETNA MEDICARE ADVANTAGE $106.23 ↑ +9%
UNITED HEALTHCARE DSNP $116.95 ↑ +20%
UNITED HEALTHCARE HMO $161.59 ↑ +66%
OXFORD ALL PRODUCTS $161.59 ↑ +66%
QUALCARE HMO $166.17 ↑ +71%
HORIZON WORKERS COMP $206.66 ↑ +112%
BERGEN RISK ALL PRODUCTS $214.50 ↑ +120%
BEACON ALL PRODUCTS $214.50 ↑ +120%
HORIZON PIP $217.93 ↑ +124%
QUALCARE PPO $222.22 ↑ +128%
AETNA ASA $223.94 ↑ +130%
HORIZON OMNIA $226.91 ↑ +133%
BRIGHTON HEALTH PLAN ALL PRODUCTS $228.80 ↑ +135%
CIGNA BH $228.80 ↑ +135%
MULTIPLAN - PHCS ALL PRODUCTS $243.10 ↑ +149%
ACTIVECARE FIRST MCO ALL PRODUCTS $243.10 ↑ +149%
QUALCARE WORKERS COMP $251.68 ↑ +158%
HORIZON SHP $277.62 ↑ +185%
HORIZON HMO $279.08 ↑ +186%
HORIZON INDEMNITY $282.14 ↑ +189%
HORIZON PPO $286.00 ↑ +193%
HORIZON MANAGED MEDICAID not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital
UBH ALL PRODUCTS not published by hospital

Visitor-reported prices

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X-ray thoracolumbar spine including skull cervical & sacral spine 1 view at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $76.39 $22.19 – $192.46
Clara Maass Medical Center Belleville $68.62 $32.23 – $196.59
Childrens Specialized Hospital Mountainside $160.50 $21.47 – $655.00
Newark Beth Israel Medical Center Newark $118.31 $22.84 – $197.58
Jersey City Medical Center Jersey City $84.57 $28.71 – $206.34
Bayshore Medical Center Holmdel $97.46 $45.75 – $219.04
Hackensack University Medical Center Hackensack $103.69 $31.92 – $250.18
Ocean University Medical Center Brick $96.23 $45.75 – $106.02

All New-jersey hospitals for this procedure →