X-ray thoracolumbar spine >=2 views at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$97.46

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$508.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$50.46 with UNITED HEALTHCARE vs $508.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE MANAGED MEDICAID $50.46 ↓ -48%
AETNA PPO $57.00 ↓ -42%
AETNA HMO $57.00 ↓ -42%
KARNA MEDICARE ADVANTAGE $63.70 ↓ -35%
AMERIHEALTH LOCAL HMO $70.37 ↓ -28%
AMERIHEALTH REGIONAL HMO $71.59 ↓ -27%
AETNA MANAGED MEDICAID $84.33 ↓ -13%
CIGNA PPO $87.47 ↓ -10%
CIGNA HMO $87.47 ↓ -10%
CLOVER MEDICARE ADVANTAGE $91.44 ↓ -6%
WELLCARE MANAGED MEDICAID $97.46 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $97.46 ↑ +0%
VACCN ALL PRODUCTS $97.46 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $97.46 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $97.46 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $102.33 ↑ +5%
AETNA MEDICARE ADVANTAGE $106.23 ↑ +9%
UNITED HEALTHCARE DSNP $116.95 ↑ +20%
SEOUL MEDICAL GROUP ALL PRODUCTS $117.35 ↑ +20%
OXFORD ALL PRODUCTS $287.02 ↑ +195%
UNITED HEALTHCARE HMO $287.02 ↑ +195%
QUALCARE HMO $295.15 ↑ +203%
HORIZON WORKERS COMP $367.08 ↑ +277%
BERGEN RISK ALL PRODUCTS $381.00 ↑ +291%
BEACON ALL PRODUCTS $381.00 ↑ +291%
HORIZON PIP $387.10 ↑ +297%
QUALCARE PPO $394.72 ↑ +305%
AETNA ASA $397.76 ↑ +308%
HORIZON OMNIA $403.05 ↑ +314%
CIGNA BH $406.40 ↑ +317%
BRIGHTON HEALTH PLAN ALL PRODUCTS $406.40 ↑ +317%
ACTIVECARE FIRST MCO ALL PRODUCTS $431.80 ↑ +343%
MULTIPLAN - PHCS ALL PRODUCTS $431.80 ↑ +343%
QUALCARE WORKERS COMP $447.04 ↑ +359%
HORIZON SHP $493.12 ↑ +406%
HORIZON HMO $495.71 ↑ +409%
HORIZON INDEMNITY $501.14 ↑ +414%
HORIZON PPO $508.00 ↑ +421%
HORIZON MANAGED MEDICAID not published by hospital
UBH ALL PRODUCTS not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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X-ray thoracolumbar spine >=2 views at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $89.53 $18.02 – $192.46
Cooperman Barnabas Medical Center Livingston $166.97 $31.18 – $197.58
Community Medical Center Toms River $98.92 $31.18 – $191.50
Clara Maass Medical Center Belleville $97.06 $31.18 – $196.59
Childrens Specialized Hospital Mountainside $145.50 $19.01 – $655.00
Newark Beth Israel Medical Center Newark $164.14 $18.55 – $197.58
Jersey City Medical Center Jersey City $99.12 $23.32 – $206.34
Bayshore Medical Center Holmdel $97.46 $50.46 – $219.04

All New-jersey hospitals for this procedure →