X-ray exam si joints at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$117.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$385.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$38.52 with UNITED HEALTHCARE vs $385.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE MANAGED MEDICAID $38.52 ↓ -67%
AMERIHEALTH LOCAL HMO $56.69 ↓ -52%
AETNA HMO $57.00 ↓ -52%
AETNA PPO $57.00 ↓ -52%
AMERIHEALTH REGIONAL HMO $57.67 ↓ -51%
KARNA MEDICARE ADVANTAGE $61.37 ↓ -48%
AETNA MANAGED MEDICAID $63.91 ↓ -46%
CLOVER MEDICARE ADVANTAGE $69.30 ↓ -41%
CIGNA HMO $88.71 ↓ -25%
CIGNA PPO $88.71 ↓ -25%
SEOUL MEDICAL GROUP ALL PRODUCTS $88.94 ↓ -24%
WELLCARE MANAGED MEDICAID $117.70 ↑ +0%
VACCN ALL PRODUCTS $117.70 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $117.70 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $117.70 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $117.70 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $123.59 ↑ +5%
AETNA MEDICARE ADVANTAGE $128.30 ↑ +9%
UNITED HEALTHCARE DSNP $141.24 ↑ +20%
OXFORD ALL PRODUCTS $217.53 ↑ +85%
UNITED HEALTHCARE HMO $217.53 ↑ +85%
QUALCARE HMO $223.69 ↑ +90%
HORIZON WORKERS COMP $278.20 ↑ +136%
BEACON ALL PRODUCTS $288.75 ↑ +145%
BERGEN RISK ALL PRODUCTS $288.75 ↑ +145%
HORIZON PIP $293.37 ↑ +149%
QUALCARE PPO $299.15 ↑ +154%
AETNA ASA $301.46 ↑ +156%
HORIZON OMNIA $305.46 ↑ +160%
BRIGHTON HEALTH PLAN ALL PRODUCTS $308.00 ↑ +162%
CIGNA BH $308.00 ↑ +162%
ACTIVECARE FIRST MCO ALL PRODUCTS $327.25 ↑ +178%
MULTIPLAN - PHCS ALL PRODUCTS $327.25 ↑ +178%
QUALCARE WORKERS COMP $338.80 ↑ +188%
HORIZON SHP $373.72 ↑ +218%
HORIZON HMO $375.68 ↑ +219%
HORIZON INDEMNITY $379.80 ↑ +223%
HORIZON PPO $385.00 ↑ +227%
HORIZON MANAGED MEDICAID not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital
UBH ALL PRODUCTS not published by hospital

Visitor-reported prices

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X-ray exam si joints at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $66.25 $17.36 – $232.44
Community Medical Center Toms River $73.21 $32.80 – $231.28
Newark Beth Israel Medical Center Newark $74.98 $17.87 – $238.62
Jersey City Medical Center Jersey City $73.35 $22.47 – $249.21
Bayshore Medical Center Holmdel $117.70 $38.52 – $295.04
Hackensack University Medical Center Hackensack $125.23 $29.73 – $336.99
Ocean University Medical Center Brick $116.22 $38.52 – $116.22
JFK Johnson Rehabilitation Institute (JRI) Edison $117.81 $51.58 – $312.47

All New-jersey hospitals for this procedure →