X-ray acromioclavicular joints without or w/weighted distraction bilateral at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$97.46

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$682.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$50.46 with UNITED HEALTHCARE vs $682.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE MANAGED MEDICAID $50.46 ↓ -48%
KARNA MEDICARE ADVANTAGE $53.27 ↓ -45%
AMERIHEALTH LOCAL HMO $68.42 ↓ -30%
CIGNA PPO $68.95 ↓ -29%
CIGNA HMO $68.95 ↓ -29%
AMERIHEALTH REGIONAL HMO $69.60 ↓ -29%
AETNA HMO $72.60 ↓ -26%
AETNA PPO $72.60 ↓ -26%
WELLCARE MANAGED MEDICAID $97.46 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $97.46 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $97.46 ↑ +0%
VACCN ALL PRODUCTS $97.46 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $97.46 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $102.33 ↑ +5%
AETNA MEDICARE ADVANTAGE $106.23 ↑ +9%
AETNA MANAGED MEDICAID $113.21 ↑ +16%
UNITED HEALTHCARE DSNP $116.95 ↑ +20%
CLOVER MEDICARE ADVANTAGE $122.76 ↑ +26%
SEOUL MEDICAL GROUP ALL PRODUCTS $157.54 ↑ +62%
OXFORD ALL PRODUCTS $385.33 ↑ +295%
UNITED HEALTHCARE HMO $385.33 ↑ +295%
QUALCARE HMO $396.24 ↑ +307%
HORIZON WORKERS COMP $492.81 ↑ +406%
BEACON ALL PRODUCTS $511.50 ↑ +425%
BERGEN RISK ALL PRODUCTS $511.50 ↑ +425%
HORIZON PIP $519.68 ↑ +433%
QUALCARE PPO $529.91 ↑ +444%
AETNA ASA $534.01 ↑ +448%
HORIZON OMNIA $541.10 ↑ +455%
BRIGHTON HEALTH PLAN ALL PRODUCTS $545.60 ↑ +460%
CIGNA BH $545.60 ↑ +460%
ACTIVECARE FIRST MCO ALL PRODUCTS $579.70 ↑ +495%
MULTIPLAN - PHCS ALL PRODUCTS $579.70 ↑ +495%
QUALCARE WORKERS COMP $600.16 ↑ +516%
HORIZON SHP $662.02 ↑ +579%
HORIZON HMO $665.50 ↑ +583%
HORIZON INDEMNITY $672.79 ↑ +590%
HORIZON PPO $682.00 ↑ +600%
HORIZON MANAGED MEDICAID not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital
UBH ALL PRODUCTS not published by hospital

Visitor-reported prices

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X-ray acromioclavicular joints without or w/weighted distraction bilateral at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $136.83 $15.08 – $192.46
Cooperman Barnabas Medical Center Livingston $128.62 $29.52 – $197.58
Community Medical Center Toms River $151.19 $29.52 – $191.50
Clara Maass Medical Center Belleville $91.49 $29.52 – $196.59
Newark Beth Israel Medical Center Newark $126.43 $15.52 – $197.58
Jersey City Medical Center Jersey City $151.48 $19.51 – $206.34
Monmouth Medical Center Long Branch $159.50 $29.52 – $193.95
Bayshore Medical Center Holmdel $97.46 $50.46 – $219.04

All New-jersey hospitals for this procedure →