Urea nitrogen at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$3.95

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$100.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.16 with OPTUM HEALTH vs $47.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $3.16 ↓ -20%
CLOVER MEDICARE ADVANTAGE $3.95 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $3.95 ↑ +0%
AMERIGROUP MANAGED MEDICAID $3.95 ↑ +0%
WELLCARE MANAGED MEDICAID $3.95 ↑ +0%
VACCN ALL PRODUCTS $3.95 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $3.95 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $3.95 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $4.15 ↑ +5%
AETNA MEDICARE ADVANTAGE $4.31 ↑ +9%
UNITED HEALTHCARE DSNP $4.74 ↑ +20%
KARNA MEDICARE ADVANTAGE $5.14 ↑ +30%
AETNA MANAGED MEDICAID $7.80 ↑ +97%
UNITED HEALTHCARE MANAGED MEDICAID $8.66 ↑ +119%
UNITED HEALTHCARE HMO $8.83 ↑ +124%
OXFORD ALL PRODUCTS $8.83 ↑ +124%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $10.90 ↑ +176%
CIGNA HMO $18.10 ↑ +358%
CIGNA PPO $18.10 ↑ +358%
QUALCARE HMO $27.31 ↑ +591%
HORIZON MANAGED MEDICAID $32.43 ↑ +721%
AETNA PPO $32.90 ↑ +733%
AETNA HMO $32.90 ↑ +733%
HORIZON WORKERS COMP $33.96 ↑ +760%
BERGEN RISK ALL PRODUCTS $35.25 ↑ +792%
BEACON ALL PRODUCTS $35.25 ↑ +792%
HORIZON PIP $35.81 ↑ +807%
QUALCARE PPO $36.52 ↑ +825%
AETNA ASA $36.80 ↑ +832%
HORIZON OMNIA $37.29 ↑ +844%
CIGNA BH $37.60 ↑ +852%
BRIGHTON HEALTH PLAN ALL PRODUCTS $37.60 ↑ +852%
MULTIPLAN - PHCS ALL PRODUCTS $39.95 ↑ +911%
ACTIVECARE FIRST MCO ALL PRODUCTS $39.95 ↑ +911%
AMERIHEALTH LOCAL HMO $41.06 ↑ +939%
QUALCARE WORKERS COMP $41.36 ↑ +947%
HORIZON SHP $45.62 ↑ +1055%
HORIZON HMO $45.86 ↑ +1061%
HORIZON INDEMNITY $46.37 ↑ +1074%
AMERIHEALTH REGIONAL HMO $46.50 ↑ +1077%
HORIZON PPO $47.00 ↑ +1090%
UBH ALL PRODUCTS not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Urea nitrogen at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $4.35 $1.86 – $16.02
Cooperman Barnabas Medical Center Livingston $4.35 $1.86 – $16.02
Community Medical Center Toms River $4.35 $1.86 – $16.02
Clara Maass Medical Center Belleville $4.35 $1.86 – $16.02
Childrens Specialized Hospital Mountainside $20.50 $3.16 – $3.25
Newark Beth Israel Medical Center Newark $4.35 $1.86 – $16.02
Jersey City Medical Center Jersey City $4.35 $1.86 – $16.02
Monmouth Medical Center Long Branch $4.35 $1.86 – $16.02

All New-jersey hospitals for this procedure →