Upper Endoscopy (EGD, with biopsy) at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$1,037.75
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,106.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$281.82 with KARNA vs $14,615.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $281.82 | ↓ -73% |
| AETNA | MANAGED MEDICAID | $681.60 | ↓ -34% |
| CLOVER | MEDICARE ADVANTAGE | $739.08 | ↓ -29% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $948.49 | ↓ -9% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $1,037.75 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $1,037.75 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $1,037.75 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $1,037.75 | ↑ +0% |
| VACCN | ALL PRODUCTS | $1,037.75 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $1,089.64 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $1,131.14 | ↑ +9% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↑ +15% |
| UNITED HEALTHCARE | DSNP | $1,245.30 | ↑ +20% |
| HORIZON | MANAGED MEDICAID | $1,293.00 | ↑ +25% |
| BEACON | ALL PRODUCTS | $3,079.50 | ↑ +197% |
| BERGEN RISK | ALL PRODUCTS | $3,079.50 | ↑ +197% |
| HORIZON | PIP | $3,128.77 | ↑ +201% |
| CIGNA | HMO | $3,135.00 | ↑ +202% |
| QUALCARE | PPO | $3,190.36 | ↑ +207% |
| AETNA | ASA | $3,215.00 | ↑ +210% |
| HORIZON | OMNIA | $3,257.70 | ↑ +214% |
| CIGNA | BH | $3,284.80 | ↑ +217% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $3,490.10 | ↑ +236% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $3,490.10 | ↑ +236% |
| CIGNA | PPO | $3,509.00 | ↑ +238% |
| AMERIHEALTH | LOCAL HMO | $3,587.00 | ↑ +246% |
| QUALCARE | WORKERS COMP | $3,613.28 | ↑ +248% |
| HORIZON | SHP | $3,985.69 | ↑ +284% |
| HORIZON | HMO | $4,006.63 | ↑ +286% |
| HORIZON | INDEMNITY | $4,050.57 | ↑ +290% |
| AMERIHEALTH | REGIONAL HMO | $4,062.48 | ↑ +291% |
| HORIZON | PPO | $4,106.00 | ↑ +296% |
| QUALCARE | HMO | $6,256.00 | ↑ +503% |
| OXFORD | ALL PRODUCTS | $6,345.00 | ↑ +511% |
| UNITED HEALTHCARE | HMO | $7,625.00 | ↑ +635% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $10,163.00 | ↑ +879% |
| AETNA | PPO | $10,202.00 | ↑ +883% |
| AETNA | HMO | $10,202.00 | ↑ +883% |
| HORIZON | WORKERS COMP | $14,615.00 | ↑ +1308% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UBH | ALL PRODUCTS | not published by hospital | — |
Visitor-reported prices
Comments
Upper Endoscopy (EGD, with biopsy) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $195.32 – $2,049.28 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $332.93 – $2,103.74 |
| Community Medical Center | Toms River | $3,786.00 | $340.95 – $2,039.03 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $328.92 – $2,093.22 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $201.06 – $2,103.74 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $252.77 – $2,197.22 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $657.84 – $2,065.12 |
| Bayshore Medical Center | Holmdel | $1,037.75 | $1,037.75 – $1,245.30 |