Sternal debridement at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,646.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$273.24 with AETNA vs $23,535.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $273.24 | — |
| CLOVER | MEDICARE ADVANTAGE | $296.28 | — |
| AETNA | MEDICARE ADVANTAGE | $348.95 | — |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $380.23 | — |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $381.87 | — |
| KARNA | MEDICARE ADVANTAGE | $1,145.42 | — |
| BERGEN RISK | ALL PRODUCTS | $1,234.50 | — |
| BEACON | ALL PRODUCTS | $1,234.50 | — |
| HORIZON | PIP | $1,254.25 | — |
| QUALCARE | PPO | $1,278.94 | — |
| AETNA | ASA | $1,288.82 | — |
| HORIZON | OMNIA | $1,305.94 | — |
| CIGNA | BH | $1,316.80 | — |
| MULTIPLAN - PHCS | ALL PRODUCTS | $1,399.10 | — |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $1,399.10 | — |
| AMERIHEALTH | LOCAL HMO | $1,437.95 | — |
| QUALCARE | WORKERS COMP | $1,448.48 | — |
| CIGNA | PPO | $1,479.59 | — |
| CIGNA | HMO | $1,479.59 | — |
| HORIZON | SHP | $1,597.77 | — |
| HORIZON | HMO | $1,606.17 | — |
| HORIZON | INDEMNITY | $1,623.78 | — |
| AMERIHEALTH | REGIONAL HMO | $1,628.55 | — |
| HORIZON | PPO | $1,646.00 | — |
| HORIZON | MANAGED MEDICAID | $1,827.00 | — |
| UNITED HEALTHCARE | MANAGED MEDICAID | $2,379.00 | — |
| QUALCARE | HMO | $6,256.00 | — |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $10,163.00 | — |
| AETNA | HMO | $10,202.00 | — |
| AETNA | PPO | $10,202.00 | — |
| HORIZON | WORKERS COMP | $14,615.00 | — |
| OXFORD | ALL PRODUCTS | $19,413.00 | — |
| UNITED HEALTHCARE | HMO | $23,535.00 | — |
| UNITED HEALTHCARE | DSNP | not published by hospital | — |
| UBH | ALL PRODUCTS | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | not published by hospital | — |
| VACCN | ALL PRODUCTS | not published by hospital | — |
| WELLCARE | MEDICARE ADVANTAGE | not published by hospital | — |
| WELLCARE | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Sternal debridement at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | not published | $281.82 – $4,260.62 |
| Cooperman Barnabas Medical Center | Livingston | not published | $390.73 – $390.73 |
| Community Medical Center | Toms River | not published | $400.15 – $400.15 |
| Clara Maass Medical Center | Belleville | not published | $386.02 – $386.02 |
| Newark Beth Israel Medical Center | Newark | not published | $290.10 – $708.49 |
| Jersey City Medical Center | Jersey City | not published | $364.70 – $423.68 |
| Monmouth Medical Center | Long Branch | not published | $772.05 – $772.05 |
| Bayshore Medical Center | Holmdel | not published | not published |