Spinal puncture lumbar diagnostic w/fluoroscopic or CT guidance at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$766.52

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$3,414.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$172.17 with KARNA vs $12,082.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $172.17 ↓ -78%
AETNA MANAGED MEDICAID $566.72 ↓ -26%
CLOVER MEDICARE ADVANTAGE $614.52 ↓ -20%
OPTUM HEALTH MEDICARE ADVANTAGE $766.52 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $766.52 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $766.52 ↑ +0%
WELLCARE MANAGED MEDICAID $766.52 ↑ +0%
VACCN ALL PRODUCTS $766.52 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $788.63 ↑ +3%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $804.85 ↑ +5%
AETNA MEDICARE ADVANTAGE $835.51 ↑ +9%
UNITED HEALTHCARE DSNP $919.83 ↑ +20%
UNITED HEALTHCARE MANAGED MEDICAID $2,010.85 ↑ +162%
CIGNA HMO $2,247.00 ↑ +193%
OXFORD ALL PRODUCTS $2,326.30 ↑ +203%
HORIZON MANAGED MEDICAID $2,355.32 ↑ +207%
CIGNA PPO $2,518.00 ↑ +228%
BERGEN RISK ALL PRODUCTS $2,560.50 ↑ +234%
BEACON ALL PRODUCTS $2,560.50 ↑ +234%
HORIZON PIP $2,601.47 ↑ +239%
QUALCARE PPO $2,652.68 ↑ +246%
QUALCARE HMO $2,652.68 ↑ +246%
AETNA ASA $2,673.16 ↑ +249%
CIGNA BH $2,731.20 ↑ +256%
UNITED HEALTHCARE HMO $2,900.88 ↑ +278%
ACTIVECARE FIRST MCO ALL PRODUCTS $2,901.90 ↑ +279%
MULTIPLAN - PHCS ALL PRODUCTS $2,901.90 ↑ +279%
AMERIHEALTH LOCAL HMO $2,982.47 ↑ +289%
QUALCARE WORKERS COMP $3,004.32 ↑ +292%
AETNA HMO $3,072.60 ↑ +301%
BRIGHTON HEALTH PLAN ALL PRODUCTS $3,072.60 ↑ +301%
AETNA PPO $3,072.60 ↑ +301%
AMERIHEALTH REGIONAL HMO $3,377.81 ↑ +341%
HORIZON OMNIA $9,533.00 ↑ +1144%
HORIZON WORKERS COMP $10,149.00 ↑ +1224%
HORIZON SHP $10,970.00 ↑ +1331%
HORIZON HMO $11,776.00 ↑ +1436%
HORIZON INDEMNITY $11,886.00 ↑ +1451%
HORIZON PPO $12,082.00 ↑ +1476%
AMERIGROUP MANAGED MEDICAID not published by hospital
UBH ALL PRODUCTS not published by hospital

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Spinal puncture lumbar diagnostic w/fluoroscopic or CT guidance at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $5,855.00 $114.66 – $1,513.68
Cooperman Barnabas Medical Center Livingston $6,839.00 $193.09 – $1,553.90
Community Medical Center Toms River $3,786.00 $193.09 – $1,506.11
Clara Maass Medical Center Belleville $3,986.00 $193.09 – $1,546.13
Newark Beth Israel Medical Center Newark $4,881.00 $118.03 – $1,553.90
Jersey City Medical Center Jersey City $5,339.00 $148.38 – $1,622.94
Monmouth Medical Center Long Branch $5,419.00 $193.09 – $1,525.37
Bayshore Medical Center Holmdel $766.52 $766.52 – $919.83

All New-jersey hospitals for this procedure →