Specimen fat stain at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$5.88
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,079.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$4.70 with OPTUM HEALTH vs $40.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| OPTUM HEALTH | MANAGED MEDICAID | $4.70 | ↓ -20% |
| AMERIGROUP | MANAGED MEDICAID | $5.88 | ↑ +0% |
| CLOVER | MEDICARE ADVANTAGE | $5.88 | ↑ +0% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $5.88 | ↑ +0% |
| VACCN | ALL PRODUCTS | $5.88 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $5.88 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $5.88 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $5.88 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $6.17 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $6.41 | ↑ +9% |
| AETNA | MANAGED MEDICAID | $6.64 | ↑ +13% |
| UNITED HEALTHCARE | DSNP | $7.06 | ↑ +20% |
| KARNA | MEDICARE ADVANTAGE | $7.66 | ↑ +30% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $9.28 | ↑ +58% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $9.47 | ↑ +61% |
| OXFORD | ALL PRODUCTS | $22.60 | ↑ +284% |
| UNITED HEALTHCARE | HMO | $22.60 | ↑ +284% |
| QUALCARE | HMO | $23.24 | ↑ +295% |
| CIGNA | PPO | $26.94 | ↑ +358% |
| CIGNA | HMO | $26.94 | ↑ +358% |
| HORIZON | MANAGED MEDICAID | $27.60 | ↑ +369% |
| AETNA | PPO | $28.00 | ↑ +376% |
| AETNA | HMO | $28.00 | ↑ +376% |
| HORIZON | WORKERS COMP | $28.90 | ↑ +391% |
| BEACON | ALL PRODUCTS | $30.00 | ↑ +410% |
| BERGEN RISK | ALL PRODUCTS | $30.00 | ↑ +410% |
| HORIZON | PIP | $30.48 | ↑ +418% |
| QUALCARE | PPO | $31.08 | ↑ +429% |
| AETNA | ASA | $31.32 | ↑ +433% |
| HORIZON | OMNIA | $31.74 | ↑ +440% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $32.00 | ↑ +444% |
| CIGNA | BH | $32.00 | ↑ +444% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $34.00 | ↑ +478% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $34.00 | ↑ +478% |
| AMERIHEALTH | LOCAL HMO | $34.94 | ↑ +494% |
| QUALCARE | WORKERS COMP | $35.20 | ↑ +499% |
| HORIZON | SHP | $38.83 | ↑ +560% |
| HORIZON | HMO | $39.03 | ↑ +564% |
| HORIZON | INDEMNITY | $39.46 | ↑ +571% |
| AMERIHEALTH | REGIONAL HMO | $39.58 | ↑ +573% |
| HORIZON | PPO | $40.00 | ↑ +580% |
| UBH | ALL PRODUCTS | not published by hospital | — |
Visitor-reported prices
Comments
Specimen fat stain at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $6.47 | $0.61 – $24.03 |
| Cooperman Barnabas Medical Center | Livingston | $6.47 | $0.98 – $24.03 |
| Community Medical Center | Toms River | $6.47 | $0.98 – $24.03 |
| Clara Maass Medical Center | Belleville | $6.47 | $0.98 – $24.03 |
| Newark Beth Israel Medical Center | Newark | $6.47 | $0.98 – $24.03 |
| Jersey City Medical Center | Jersey City | $6.47 | $0.79 – $24.03 |
| Monmouth Medical Center | Long Branch | $6.47 | $0.98 – $24.03 |
| Bayshore Medical Center | Holmdel | $5.88 | $5.88 – $26.94 |