Repair sternum/nuss w/scope at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$3,591.33
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$9,543.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,584.14 with AETNA vs $19,888.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $1,584.14 | ↓ -56% |
| CLOVER | MEDICARE ADVANTAGE | $1,717.74 | ↓ -52% |
| HORIZON | MANAGED MEDICAID | $1,827.00 | ↓ -49% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $2,204.43 | ↓ -39% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $2,379.00 | ↓ -34% |
| CIGNA | HMO | $3,586.00 | ↓ -0% |
| WELLCARE | MEDICARE ADVANTAGE | $3,591.33 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $3,591.33 | ↑ +0% |
| VACCN | ALL PRODUCTS | $3,591.33 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $3,591.33 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $3,591.33 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $3,770.90 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $3,914.55 | ↑ +9% |
| CIGNA | PPO | $4,013.00 | ↑ +12% |
| UNITED HEALTHCARE | DSNP | $4,309.59 | ↑ +20% |
| KARNA | MEDICARE ADVANTAGE | $4,725.03 | ↑ +32% |
| QUALCARE | HMO | $6,256.00 | ↑ +74% |
| BERGEN RISK | ALL PRODUCTS | $7,157.25 | ↑ +99% |
| BEACON | ALL PRODUCTS | $7,157.25 | ↑ +99% |
| HORIZON | PIP | $7,271.77 | ↑ +102% |
| QUALCARE | PPO | $7,414.91 | ↑ +106% |
| AETNA | ASA | $7,472.17 | ↑ +108% |
| HORIZON | OMNIA | $7,571.42 | ↑ +111% |
| CIGNA | BH | $7,634.40 | ↑ +113% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $8,111.55 | ↑ +126% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $8,111.55 | ↑ +126% |
| AMERIHEALTH | LOCAL HMO | $8,336.76 | ↑ +132% |
| QUALCARE | WORKERS COMP | $8,397.84 | ↑ +134% |
| HORIZON | SHP | $9,263.39 | ↑ +158% |
| HORIZON | HMO | $9,312.06 | ↑ +159% |
| HORIZON | INDEMNITY | $9,414.17 | ↑ +162% |
| AMERIHEALTH | REGIONAL HMO | $9,441.84 | ↑ +163% |
| HORIZON | PPO | $9,543.00 | ↑ +166% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $10,163.00 | ↑ +183% |
| AETNA | HMO | $10,202.00 | ↑ +184% |
| AETNA | PPO | $10,202.00 | ↑ +184% |
| HORIZON | WORKERS COMP | $14,615.00 | ↑ +307% |
| OXFORD | ALL PRODUCTS | $16,418.00 | ↑ +357% |
| UNITED HEALTHCARE | HMO | $19,888.00 | ↑ +454% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UBH | ALL PRODUCTS | not published by hospital | — |
Visitor-reported prices
Comments
Repair sternum/nuss w/scope at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $1,978.15 – $7,091.94 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $759.88 – $7,280.38 |
| Community Medical Center | Toms River | $3,786.00 | $778.19 – $7,056.48 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $750.73 – $7,243.98 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $1,377.86 – $7,280.38 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $823.97 – $7,603.89 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $1,501.45 – $7,146.75 |
| Bayshore Medical Center | Holmdel | $3,591.33 | $3,591.33 – $4,309.59 |