Repair bladder defect at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$5,463.96
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$11,069.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,544.45 with KARNA vs $19,888.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $1,544.45 | ↓ -72% |
| AETNA | MANAGED MEDICAID | $1,837.45 | ↓ -66% |
| CLOVER | MEDICARE ADVANTAGE | $1,992.42 | ↓ -64% |
| HORIZON | MANAGED MEDICAID | $2,084.00 | ↓ -62% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $2,379.00 | ↓ -56% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $2,556.94 | ↓ -53% |
| CIGNA | HMO | $5,025.00 | ↓ -8% |
| WELLCARE | MEDICARE ADVANTAGE | $5,463.96 | ↑ +0% |
| VACCN | ALL PRODUCTS | $5,463.96 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $5,463.96 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $5,463.96 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $5,463.96 | ↑ +0% |
| CIGNA | PPO | $5,631.00 | ↑ +3% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $5,737.16 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $5,955.72 | ↑ +9% |
| QUALCARE | HMO | $6,256.00 | ↑ +14% |
| UNITED HEALTHCARE | DSNP | $6,556.75 | ↑ +20% |
| BERGEN RISK | ALL PRODUCTS | $8,301.75 | ↑ +52% |
| BEACON | ALL PRODUCTS | $8,301.75 | ↑ +52% |
| HORIZON | PIP | $8,434.58 | ↑ +54% |
| QUALCARE | PPO | $8,600.61 | ↑ +57% |
| AETNA | ASA | $8,667.03 | ↑ +59% |
| HORIZON | OMNIA | $8,782.14 | ↑ +61% |
| CIGNA | BH | $8,855.20 | ↑ +62% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $9,408.65 | ↑ +72% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $9,408.65 | ↑ +72% |
| AMERIHEALTH | LOCAL HMO | $9,669.88 | ↑ +77% |
| QUALCARE | WORKERS COMP | $9,740.72 | ↑ +78% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $10,163.00 | ↑ +86% |
| AETNA | PPO | $10,202.00 | ↑ +87% |
| AETNA | HMO | $10,202.00 | ↑ +87% |
| HORIZON | SHP | $10,744.68 | ↑ +97% |
| HORIZON | HMO | $10,801.13 | ↑ +98% |
| HORIZON | INDEMNITY | $10,919.57 | ↑ +100% |
| AMERIHEALTH | REGIONAL HMO | $10,951.67 | ↑ +100% |
| HORIZON | PPO | $11,069.00 | ↑ +103% |
| HORIZON | WORKERS COMP | $14,615.00 | ↑ +167% |
| OXFORD | ALL PRODUCTS | $16,418.00 | ↑ +200% |
| UNITED HEALTHCARE | HMO | $19,888.00 | ↑ +264% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UBH | ALL PRODUCTS | not published by hospital | — |
Visitor-reported prices
Comments
Repair bladder defect at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $379.99 – $10,789.90 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $587.64 – $11,076.60 |
| Community Medical Center | Toms River | $3,786.00 | $601.80 – $10,735.95 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $580.56 – $11,021.22 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $391.17 – $11,076.60 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $491.75 – $11,568.79 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $1,161.12 – $10,873.28 |
| Bayshore Medical Center | Holmdel | $5,463.96 | $5,463.96 – $6,556.75 |