Removal of finger lesion at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$1,771.43
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,014.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$666.32 with AETNA vs $14,615.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $666.32 | ↓ -62% |
| CLOVER | MEDICARE ADVANTAGE | $722.52 | ↓ -59% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $927.23 | ↓ -48% |
| KARNA | MEDICARE ADVANTAGE | $958.38 | ↓ -46% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↓ -33% |
| HORIZON | MANAGED MEDICAID | $1,293.00 | ↓ -27% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $1,771.43 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $1,771.43 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $1,771.43 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $1,771.43 | ↑ +0% |
| VACCN | ALL PRODUCTS | $1,771.43 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $1,860.00 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $1,930.86 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $2,125.72 | ↑ +20% |
| BEACON | ALL PRODUCTS | $3,010.50 | ↑ +70% |
| BERGEN RISK | ALL PRODUCTS | $3,010.50 | ↑ +70% |
| HORIZON | PIP | $3,058.67 | ↑ +73% |
| QUALCARE | PPO | $3,118.88 | ↑ +76% |
| CIGNA | HMO | $3,135.00 | ↑ +77% |
| AETNA | ASA | $3,142.96 | ↑ +77% |
| HORIZON | OMNIA | $3,184.71 | ↑ +80% |
| CIGNA | BH | $3,211.20 | ↑ +81% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $3,411.90 | ↑ +93% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $3,411.90 | ↑ +93% |
| AMERIHEALTH | LOCAL HMO | $3,506.63 | ↑ +98% |
| CIGNA | PPO | $3,509.00 | ↑ +98% |
| QUALCARE | WORKERS COMP | $3,532.32 | ↑ +99% |
| HORIZON | SHP | $3,896.39 | ↑ +120% |
| HORIZON | HMO | $3,916.86 | ↑ +121% |
| HORIZON | INDEMNITY | $3,959.81 | ↑ +124% |
| AMERIHEALTH | REGIONAL HMO | $3,971.45 | ↑ +124% |
| HORIZON | PPO | $4,014.00 | ↑ +127% |
| QUALCARE | HMO | $6,256.00 | ↑ +253% |
| OXFORD | ALL PRODUCTS | $6,345.00 | ↑ +258% |
| UNITED HEALTHCARE | HMO | $7,625.00 | ↑ +330% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $10,163.00 | ↑ +474% |
| AETNA | PPO | $10,202.00 | ↑ +476% |
| AETNA | HMO | $10,202.00 | ↑ +476% |
| HORIZON | WORKERS COMP | $14,615.00 | ↑ +725% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UBH | ALL PRODUCTS | not published by hospital | — |
Visitor-reported prices
Comments
Removal of finger lesion at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $235.79 – $3,498.12 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $315.32 – $3,591.06 |
| Community Medical Center | Toms River | $3,786.00 | $322.92 – $3,480.63 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $311.52 – $3,573.10 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $242.73 – $3,591.06 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $305.14 – $3,750.63 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $623.04 – $3,525.15 |
| Bayshore Medical Center | Holmdel | $1,771.43 | $1,771.43 – $2,125.72 |