Prq tcat plmt ntrac st 1 les at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$12,552.42
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$19,932.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$944.52 with KARNA vs $48,868.00 with OXFORD — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $944.52 | ↓ -92% |
| AETNA | MANAGED MEDICAID | $3,308.71 | ↓ -74% |
| CLOVER | MEDICARE ADVANTAGE | $3,587.76 | ↓ -71% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $4,604.29 | ↓ -63% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $7,727.00 | ↓ -38% |
| HORIZON | MANAGED MEDICAID | $8,323.00 | ↓ -34% |
| HORIZON | OMNIA | $10,075.00 | ↓ -20% |
| HORIZON | SHP | $11,486.00 | ↓ -8% |
| HORIZON | HMO | $12,442.00 | ↓ -1% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $12,552.42 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $12,552.42 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $12,552.42 | ↑ +0% |
| VACCN | ALL PRODUCTS | $12,552.42 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $12,552.42 | ↑ +0% |
| HORIZON | INDEMNITY | $12,559.00 | ↑ +0% |
| HORIZON | PPO | $12,766.00 | ↑ +2% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $13,180.04 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $13,682.14 | ↑ +9% |
| BEACON | ALL PRODUCTS | $14,057.00 | ↑ +12% |
| HORIZON | WORKERS COMP | $14,615.00 | ↑ +16% |
| QUALCARE | PPO | $14,649.00 | ↑ +17% |
| BERGEN RISK | ALL PRODUCTS | $14,949.00 | ↑ +19% |
| UNITED HEALTHCARE | DSNP | $15,062.91 | ↑ +20% |
| HORIZON | PIP | $15,188.18 | ↑ +21% |
| QUALCARE | HMO | $15,262.00 | ↑ +22% |
| AETNA | ASA | $15,606.76 | ↑ +24% |
| CIGNA | BH | $15,945.60 | ↑ +27% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $16,942.20 | ↑ +35% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $16,942.20 | ↑ +35% |
| QUALCARE | WORKERS COMP | $17,540.16 | ↑ +40% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $17,878.00 | ↑ +42% |
| AETNA | PPO | $18,729.00 | ↑ +49% |
| AETNA | HMO | $18,729.00 | ↑ +49% |
| CIGNA | PPO | $19,060.97 | ↑ +52% |
| CIGNA | HMO | $19,060.97 | ↑ +52% |
| AMERIHEALTH | LOCAL HMO | $22,159.00 | ↑ +77% |
| AMERIHEALTH | REGIONAL HMO | $25,048.00 | ↑ +100% |
| UNITED HEALTHCARE | HMO | $48,324.00 | ↑ +285% |
| OXFORD | ALL PRODUCTS | $48,868.00 | ↑ +289% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UBH | ALL PRODUCTS | not published by hospital | — |
Visitor-reported prices
Comments
Prq tcat plmt ntrac st 1 les at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $12,552.42 | $12,552.42 – $15,062.91 |
| Hackensack University Medical Center | Hackensack | $13,355.34 | $376.79 – $14,023.10 |
| Ocean University Medical Center | Brick | $12,393.88 | $944.52 – $17,039.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $12,563.31 | $650.74 – $17,039.00 |
| Palisades Medical Center | North Bergen | $13,355.34 | $640.98 – $14,557.32 |
| Raritan Bay Medical Center | Perth Amboy | $12,563.31 | $813.43 – $15,075.97 |
| Riverview Medical Center | Red Bank | $12,552.42 | $944.52 – $15,062.91 |
| Southern Ocean Medical Center | Manahawkin | $12,393.88 | $944.52 – $14,872.66 |