Pet image ltd area at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$1,444.98

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,247.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$705.00 with AETNA vs $4,247.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $705.00 ↓ -51%
CLOVER MEDICARE ADVANTAGE $764.46 ↓ -47%
SEOUL MEDICAL GROUP ALL PRODUCTS $981.06 ↓ -32%
UNITED HEALTHCARE MANAGED MEDICAID $1,168.09 ↓ -19%
WELLCARE MEDICARE ADVANTAGE $1,444.98 ↑ +0%
VACCN ALL PRODUCTS $1,444.98 ↑ +0%
WELLCARE MANAGED MEDICAID $1,444.98 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $1,444.98 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $1,444.98 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $1,517.23 ↑ +5%
AETNA MEDICARE ADVANTAGE $1,575.03 ↑ +9%
UNITED HEALTHCARE DSNP $1,733.98 ↑ +20%
AMERIHEALTH LOCAL HMO $2,834.37 ↑ +96%
AMERIHEALTH REGIONAL HMO $2,883.36 ↑ +100%
HORIZON WORKERS COMP $3,068.88 ↑ +112%
BERGEN RISK ALL PRODUCTS $3,185.25 ↑ +120%
BEACON ALL PRODUCTS $3,185.25 ↑ +120%
HORIZON PIP $3,236.21 ↑ +124%
QUALCARE HMO $3,299.92 ↑ +128%
QUALCARE PPO $3,299.92 ↑ +128%
AETNA ASA $3,325.40 ↑ +130%
HORIZON OMNIA $3,369.57 ↑ +133%
KARNA MEDICARE ADVANTAGE $3,373.75 ↑ +133%
CIGNA BH $3,397.60 ↑ +135%
ACTIVECARE FIRST MCO ALL PRODUCTS $3,609.95 ↑ +150%
MULTIPLAN - PHCS ALL PRODUCTS $3,609.95 ↑ +150%
QUALCARE WORKERS COMP $3,737.36 ↑ +159%
AETNA PPO $3,822.30 ↑ +165%
AETNA HMO $3,822.30 ↑ +165%
BRIGHTON HEALTH PLAN ALL PRODUCTS $3,822.30 ↑ +165%
CIGNA HMO $4,009.56 ↑ +177%
CIGNA PPO $4,009.56 ↑ +177%
UNITED HEALTHCARE HMO $4,012.50 ↑ +178%
OXFORD ALL PRODUCTS $4,012.50 ↑ +178%
HORIZON SHP $4,122.56 ↑ +185%
HORIZON HMO $4,144.22 ↑ +187%
HORIZON INDEMNITY $4,189.67 ↑ +190%
HORIZON PPO $4,247.00 ↑ +194%
AMERIGROUP MANAGED MEDICAID not published by hospital
UBH ALL PRODUCTS not published by hospital
HORIZON MANAGED MEDICAID not published by hospital

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Pet image ltd area at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $1,444.98 $1,168.09 – $4,009.56
Hackensack University Medical Center Hackensack $1,537.41 $1,229.93 – $6,637.00
Ocean University Medical Center Brick $1,426.73 $1,168.09 – $4,009.56
JFK Johnson Rehabilitation Institute (JRI) Edison $1,446.24 $1,305.48 – $4,117.96
Palisades Medical Center North Bergen $1,537.41 $1,537.41 – $4,009.56
Raritan Bay Medical Center Perth Amboy $1,446.24 $1,168.09 – $4,009.56
Riverview Medical Center Red Bank $1,444.98 $1,168.09 – $4,009.56
Southern Ocean Medical Center Manahawkin $1,426.73 $1,168.09 – $4,009.56

All New-jersey hospitals for this procedure →