Nsl/sns ndsc lig sphnptn art at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$1,908.75
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,935.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$653.21 with AETNA vs $14,615.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $653.21 | ↓ -66% |
| CLOVER | MEDICARE ADVANTAGE | $708.30 | ↓ -63% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $908.99 | ↓ -52% |
| KARNA | MEDICARE ADVANTAGE | $910.50 | ↓ -52% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↓ -38% |
| HORIZON | MANAGED MEDICAID | $1,827.00 | ↓ -4% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $1,908.75 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $1,908.75 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $1,908.75 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $1,908.75 | ↑ +0% |
| VACCN | ALL PRODUCTS | $1,908.75 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $2,004.18 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $2,080.53 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $2,290.50 | ↑ +20% |
| BEACON | ALL PRODUCTS | $2,951.25 | ↑ +55% |
| BERGEN RISK | ALL PRODUCTS | $2,951.25 | ↑ +55% |
| HORIZON | PIP | $2,998.47 | ↑ +57% |
| QUALCARE | PPO | $3,057.50 | ↑ +60% |
| AETNA | ASA | $3,081.11 | ↑ +61% |
| HORIZON | OMNIA | $3,122.03 | ↑ +64% |
| CIGNA | BH | $3,148.00 | ↑ +65% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $3,344.75 | ↑ +75% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $3,344.75 | ↑ +75% |
| AMERIHEALTH | LOCAL HMO | $3,437.62 | ↑ +80% |
| QUALCARE | WORKERS COMP | $3,462.80 | ↑ +81% |
| CIGNA | PPO | $3,537.17 | ↑ +85% |
| CIGNA | HMO | $3,537.17 | ↑ +85% |
| HORIZON | SHP | $3,819.70 | ↑ +100% |
| HORIZON | HMO | $3,839.77 | ↑ +101% |
| HORIZON | INDEMNITY | $3,881.88 | ↑ +103% |
| AMERIHEALTH | REGIONAL HMO | $3,893.29 | ↑ +104% |
| HORIZON | PPO | $3,935.00 | ↑ +106% |
| QUALCARE | HMO | $6,256.00 | ↑ +228% |
| OXFORD | ALL PRODUCTS | $8,522.00 | ↑ +346% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $10,163.00 | ↑ +432% |
| AETNA | HMO | $10,202.00 | ↑ +434% |
| AETNA | PPO | $10,202.00 | ↑ +434% |
| UNITED HEALTHCARE | HMO | $10,276.00 | ↑ +438% |
| HORIZON | WORKERS COMP | $14,615.00 | ↑ +666% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UBH | ALL PRODUCTS | not published by hospital | — |
Visitor-reported prices
Comments
Nsl/sns ndsc lig sphnptn art at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $224.01 – $3,769.28 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $417.37 – $3,869.44 |
| Community Medical Center | Toms River | $3,786.00 | $427.43 – $3,750.43 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $412.35 – $3,850.09 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $230.60 – $3,869.44 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $289.90 – $4,041.37 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $824.69 – $3,798.41 |
| Bayshore Medical Center | Holmdel | $1,908.75 | $1,908.75 – $2,290.50 |